Senior Credit Underwriter
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Job Location:
Monthly Salary:
Posted on:
10 hours ago
Vacancies:
1 Vacancy
Job Summary
Job Description
Senior Credit Underwriter
The Role:
As a senior credit underwriter you will be an integral part of the credit underwriting team and contribute to the credit philosophy of the business. You will be joining a growing team with an entrepreneurial commercial mindset and make-work attitude. You will predominantly cover our unsecured and secured business loan offerings with exposure to our asset finance and property development products. Successful applicants will be granted a sign-off mandate and be expected to contribute towards streamlining the end- to-end processing of credit decisioning and development of junior team members.
Reporting to:Head of Credit
Responsibilities include (but are not limited to):
- Assess and analyse credit loan applications for serviceability and affordability in line with the credit underwriting policy
- Conduct second reviews of credit recommendations as part of our four-eye underwriting process
- Accurately report findings from investigations into non-performing loans providing feedback to the team and senior management
- Play an active role in monthly credit committee meetings articulating credit views to the wider business and executive committee
- Contribute to process improvements ensuring continuous evolution through the adoption of advanced technological solutions
- Support day-to-day operations to maintain service level agreements (SLAs)
Skills and Qualifications:
- 4 years SME lending experience with previous signing mandate required
- Self-motivated able to work under pressure and driven to succeed
- Strong communication skills both written and oral
- Ability to analyse and dissect information and present results in a logical and understandable format for all stakeholders across the business
- Growth mindset and ability to adapt to changing business requirements in a fast-paced business environment
Details and benefits:
- Duration: Permanent
- Employment Type: Full Time
- Salary: Market related depending on experience
- Leave: 25 days annual leave
- Location: Office based role Finchley Road NW London. Convenient location with easy access to public transportation (Metropolitan Jubilee Thameslink and Overground)
- Start Date: ASAP
Required Experience:
Senior IC
Key Skills
- Loan Processing
- Credit Analysis
- Fraud
- Math
- Risk Analysis
- Pricing
- Analysis Skills
- Fair Housing Regulations
- Equity Research
- Underwriting
- negotiation
- RMF
About Company
ACS Staffing Solutions is an experienced recruitment agency based in the Midlands. We specialise in temporary and permanent recruitment across the UK.
