Senior Examiner, Consumer Compliance – Fair Lending

Company

The SF Feds Supervision Credit Group is responsible for the supervision and regulation of state member banks bank holding companies savings and loan holding companies financial holding companies data service providers trust companies and foreign banking organizations that operate in the 12th District. Supervised institutions are in all states of our District and range in size and complexity from small community organizations to some of the largest banking organizations in the country. Right now our team is looking for a Sr. Examiner Consumer Compliance Fair Lending. These examiners help promote market efficiency and fairness in consumer financial services. They enforce federal consumer protection laws and regulations and promote access to banking services in historically underserved markets through various means including conducting examinations investigation of consumer complaints and outreach activities to the banking industry.

Our ideal candidate has deep experience and subject matter expertise with fair lending laws and regulations including the Equal Credit Opportunity Act/Regulation B and the Fair Housing Act and is deeply committed to the principles of fair lending. We require a Commissioned Examiner via the Federal Reserve Examiner Commissioning Program (or another banking regulatory agency with CRA oversight such as the FDIC or OCC or CPPB). Are you ready to take your expertise to a passionate organization and make a real difference We want to hear from you!

Essential Responsibilities:

• Acts as a subject matter expert on Fair Lending providing guidance to internal and external stakeholders particularly with regard to regulatory or policy changes.
• Participates and leads consumer compliance supervisory events at large and complex financial institutions.
• In both verbal and written format communicates sound conclusions and recommendations regarding the effectiveness of financial institutions compliance management systems and fair lending programs.
• Builds and maintains effective working relationships with partners within the Federal Reserve System as well as with other regulatory agencies and supervised institutions.
• Engages in formal training and mentorship programs for junior staff including providing performance feedback to management.
• Participates in various conferences seminars and other outreach activities to provide current regulatory perspectives to the banking industry.
• Maintains strong knowledge of financial services and regulatory environments particularly as related to relevant fair lending laws and regulations.

Requirements:

• Bachelors degree in business economics finance accounting or a related field is preferred.
• An active examiner commission issued by the Board of Governors of the Federal Reserve System or other federal agency is required.
• Typically requires a minimum of eight or more years of direct or comparable banking financial industry or banking supervision experience.
• Strong understanding of the Equal Credit Opportunity Act/Regulation B the Fair Housing Act and relevant fair lending principles.
• An understanding of risk management and banking principles.
• Strong problem solving and analytical thinking skills.
• Strong verbal and written communication skills.
• Intermediate to advanced familiarity with the Microsoft Office suite including Microsoft Word Excel and Power Point.
• Valid drivers license is required.
• Ability to travel up to 25%.
• This position requires access to confidential supervisory information which is limited to Protected Individuals. Protected Individuals include but are not limited to U.S. citizens and U.S. nationals U.S. permanent residents who are not yet eligible to apply for naturalization and U.S. permanent residents who have applied for naturalization within six months of being eligible to do so or who will sign a declaration of intent to apply for naturalization before they begin employment.

Base Salary Range: Min: $159900 Mid: $207700 Max: $255400 (Location: San Francisco)

Final salary and offer will be determined by the applicants background experience skills internal equity and alignment with geographic and other market data.

We offer a wonderful benefits package including: Medical Dental Vision Pre-tax Flexible Spending Account Backup Child Care Program Pre-Tax Day Care Flexible Spending Account Paid Family Care Leave Vacation Days Sick Days Paid Holidays Pet Insurance Matching 401(k) and Retirement/Pension.

The Bank is committed to providing reasonable accommodations to individuals with disabilities to participate in the job application or interview process perform essential job functions and receive other benefits and privileges of employment. The SF Fed is an Equal Opportunity Employer. If you need any assistance or accommodations due to a disability please let us know at .

The Banks ethics rules generally prohibit employees their spouses/domestic partners and minor children from owning securities such as stock of banks or savings associations or their affiliates such as bank holding companies and savings and loan holding companies. Employees in the SC group also must ensure there are no conflicts of interest related to their previous employment and current financial interests. SC employees may be subject to borrowing and deposit restrictions and may need to recuse themselves from certain supervisory work. Please review Section 5.3 and Appendix B of the Banks Code of Conduct to ensure compliance with the Code of Conduct conflict of interest rules and personal investment restrictions.

Due to the nature of access to sensitive information all final offers are subject to the clearance of an enhanced background check. This enhanced screening will require the following items: academic and employment verifications FBI fingerprint check (criminal and civil cases) credit check family history residential records and foreign travel for the previous 7 years citizenship verification reference checks and personal interview with an investigator and can take between 21 60 days to clear.

Full Time / Part Time

Regular / Temporary

Job Exempt (Yes / No)

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