Capital Planning

The Opportunity

WB Capital & Models plays a central role in the execution of the Wholesale Banking (WB) strategy. The department focuses on optimizing the WB Balance Sheet Capital and Funding positions and acts as Business Model Owner for the WB Credit Risk Models. The department will also play a central role in the analytics and pricing of the WB Lending products.

WB Capital & Models consists of 7 teams: (1) WB Capital Management (2) WB Capital Planning (3) WB Reporting & Analytics (4) Expert Team Large Corporate and Financial Institutions (5) Expert Team Specialized Lending (6) Expert Team Scoping & Defaults (7) Expert Team Regulatory Transformation.

Role and responsibilities

WB Capital Planning (WB CP) establishes long-term direction and goals of the WB Balance Sheet Capital & Funding position as well as the definition of the long-term risk appetite. The team is pivotal in the realization of the WB Capital Velocity ambition and works in close cooperation with Sectors and Lending.

As a WB CP team member you will:

• Shape the future WB asset portfolio composition and profitability considering broader bank interests such as the mix of regulatory capital economic capital and output floor.
• Provide insights into the WB RWA portfolio through current trends impact analyses and forecasts for WB Sectors and Lending WB Balance Sheet Committee Capital Velocity MT Models and Risk Management Committee.
• Set long-term WB capital planning and determine the optimal funding and capital mix considering regulatory economic and output floor capital at sector and location levels.
• Represent the WB in WB RWA envelope allocation across a.o. sectors products and locations; drive the envelope review process and facilitate necessary adjustments.
• Ensure understanding of WB RWA across the bank and drive alignment with the Regulatory Transformation Expert Team Group Treasury Finance and Risk.
• Take an active role in loan distribution projects by setting long-term distribution strategies with Sectors and Lending at the sector and location levels.
• Manage long-term change initiatives related to balance sheet management activities.

Job requirements

Note that this vacancy is seeking a specific profile to enable on our CV strategy. We are seeking a candidate with the following knowledge and experience:

• Extensive PARP experience is a must to drive the SRT Collateral Insurance and HTCS PARPs.
• Understanding of Lending and Finance IT system architecture from front to end (e.g. LoanIQ Vortex ValueReporter MISOB).
• Familiarity with credit risk regulations (CRR 3 EBA standards) and policies.

How to succeed

We hire smart people like you for your potential. Our biggest expectation is that youll stay curious. Keep learning. Take on return we back you to develop into an even more awesome version of yourself.

Rewards and benefits

We want to make sure that its possible for you to strike the right balance between your career and your private life. You can find out more about our employment conditions at benefits of working with us at ING include:

• A salary tailored to your qualities and experience
• 24-27 vacation days depending on contract
• Pension scheme
• 13th month salary
• Individual Savings Contribution (BIS) 3.5% of your gross annual salary
• 8% Holiday payment
• Hybrid working to blend home working for focus and office working for collaboration and co-creation
• Personal growth and challenging work with endless possibilities
• An informal working environment with innovative colleagues

About us

With 60000 employees and operations in approximately 40 countries there is no shortage of opportunities for people with initiative who want to help people take a step ahead in life and in business. Do you want to work at the cutting edge of whats possible and at the same time ensure you work with integrity and hold the customers interests at heart Do you want to be surrounded by progressive inspiring diverse and supportive colleagues Then there is no better place to invest your talents than at ING. Join us. Apply today.

Questions

Contact the recruiter attached to the advertisement for more information. Want to apply directly Please upload your CV and motivation letter by clicking the Apply button.