Capital Markets Analyst Program, Real Estate Capital Markets

Zions Bancorporations Capital Markets Analyst Program positions are not eligible for employment visa sponsorship (e.g. H-1B visa). This includes for example situations where a candidate may have temporary work authorization while enrolled in school or upon graduation (e.g. CPT OPT) but would need H-1B visa sponsorship within a few years of employment in order to maintain employment eligibility.

Zions Bancorporation (NASDAQ: ZION) is one of the nations premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the Best Banks to Work For and having a top banking team on its list of The Most Powerful Women in Banking.

Our customers consistently vote us as the best bank in our local markets. We value our employees and we are committed to identifying recognizing and creating fulfilling opportunities for outstanding people within our organization rewarding them for their contributions to our success. We recognize that banking is a local business and that to be successful we must have very strong ties to the communities we serve and strong relationships with our customers.

Zions Capital Markets

Zions Capital Markets (ZCM) operates as a division of Zions Bancorporation and is comprised five product areas that operate as a unified national platform with deep regional expertise. Our teams collaborate to deliver targeted client-driven solutions to help companies raise capital and execute strategic transactions efficiently and effectively.

• Debt Capital Markets: Delivers customized financing solutions through the structuring arrangement and execution of multi-bank credit facilities as well as the underwriting and execution of debt securities offerings.
• Investment Banking: Partners with business owners to provide tailored advisory services across M&A (sell-side and buy-side) capital raising and strategic advisory mandates
• Power & Project Finance: Comprehensive corporate and structured financing solutions for power generating assets and related infrastructure
• Real Estate Capital Markets: Specializes in non-recourse financing solutions for commercial properties across the United States
• Sales & Trading: Offers a wide range of investment and risk management solutions to help meet the needs of our institutional clients

Our approach is simple - help companies we know well connect with and tell their story to investors and capital providers we also know well.

Investment banking and securities underwriting activities are offered through Zions Direct Inc. member FINRA / SIPC.

For more information please see our website at .

Full-Time Power & Project Finance Analyst Program:

The ZCM 2-year Capital Markets Analyst Program offers a unique entrepreneurial experience to join a rapidly growing platform. The program offers the opportunity to maximize Analysts potential during their early professional years by providing the foundational knowledge skills and hands-on transaction experiences that will last a professional lifetime.

Analysts will build deep relationships with key partners (e.g. Credit Legal etc.) team members and clients while working throughout the full transaction life cycle.

Housed within Zions Capital Markets Real Estate Capital Markets (RECM) specializes in direct non-recourse financing solutions for stabilized commercial properties located all throughout the United States. RECM originates senior mortgages for private-label securitizations collateralized by every commercial real estate property type. This role will be critical in supporting senior members through the entire transaction lifecycle - across origination credit underwriting legal due diligence structuring securitization and capital markets.

Location:

Zions Capital Markets has offices throughout the U.S. including in Los Angeles Salt Lake City Houston Charlotte and Fort Lauderdale.

Zions Capital Markets has analyst openings in the following groups:

• Debt Capital Markets El Segundo
• Investment Banking Houston
• Sales & Trading Interest Rate Risk Management Salt Lake City
• Sales & Trading Foreign Exchange Corporate San Francisco Salt Lake City El Segundo
• Sales & Trading Trading Charlotte
• Real Estate Capital Markets Fort Lauderdale or Charlotte
• Power & Project Finance El Segundo

Zions Capital Markets is looking for candidates who have:

• Completed BA/BS degree in Business or Finance with a scheduled graduation prior to the annual June 1^st start date.
• Overall GPA of 3.0 or above 3.5 preferred.
• Strong interest in finance and capital markets.
• High degree of academic and extracurricular achievement.
• Proven analytical ability critical thinking and attention to detail.
• Solid leadership and interpersonal skills.
• Superior written and oral communication skills.
• Ability to work well in a fast-paced team-oriented environment.
• Comfortability working with peers at all levels ranging from fellow analysts through Managing Directors.
• Willingness to commit substantial time and energy to the program.

Benefits:

• Medical Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance Paid Parental Leave and Adoption Assistance
• Health Savings (HSA) Flexible Spending (FSA) and dependent care accounts
• Paid Training Paid Time Off (PTO) and 11 Paid Federal Holidays and any applicable state holidays
• 401(k) plan with company match Profit Sharing competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions

This position is eligible to earn a base salary of $85000/annually.

Anticipated Application Close Date:

Friday January 30^th 2026