Payments Underwriting Manager

Brentwood, TN - USA

Monthly Salary: Not Disclosed

Posted on: Yesterday

Vacancies: 1 Vacancy

Job Summary

Payments Underwriting Manager Needed

Were looking for an experienced Payments Underwriting Manager to join our team in Brentwood Tennessee and play a key role in shaping how we assess and manage risk across our merchant this role youll lead a team of Underwriting Analysts responsible for merchant onboarding underwriting review and ongoing portfolio risk management. Youll own underwriting decisionsfrom approvals and declines to conditional approvalswhile ensuring alignment with card network rules sponsor bank requirements and internal risk policies. This is an opportunity to combine strong people leadership with sound risk judgment in a collaborative fast-paced payments environment.

Responsibilities:

Lead develop and manage a team of Underwriting Analysts including hiring onboarding performance management coaching and employee relations.
Oversee daily underwriting operations including queues escalations staffing coverage PTO planning and workload distribution.
Make final underwriting decisions on merchant approvals declines and conditional approvals.
Review financials business models and key risk indicators to assess merchant risk.
Approve processing limits reserves and funding conditions; escalate exceptions as needed.
Monitor portfolio performance related to chargebacks fraud and overall exposure.
Analyze risk trends and implement proactive loss mitigation strategies.
Partner cross-functionally with Sales Compliance Operations and Banking teams.
Communicate underwriting decisions clearly and effectively to internal stakeholders.
Maintain underwriting policies procedures and training documentation.
Ensure audit readiness and compliance with card brand sponsor bank and internal risk requirements.

Experience & Requirements:

Brentwood TN - based position
35 years of experience in payments underwriting risk or a related field.
Prior experience managing and developing teams.
Working knowledge of platforms such as TSYS Global Fiserv Paysafe EVO and MES.
Strong judgment communication and leadership capabilities.
Ability to operate effectively in a fast-paced high-pressure environment.
Demonstrated discretion and ability to handle sensitive information.

Reports to: Director of Risk Management

Start date: Immediate

Employment type: Full-time; Exempt

Benefits: We provide a comprehensive benefits package including health insurance dental vision life insurance identify theft protection paid time off and 401k (4% match)

To learn more about our company please visit Celero Commerce LinkedIn or Facebook pages:

Celero Commerce provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race color religion age sex national origin disability status genetics protected veteran status sexual orientation gender identity or expression or any other characteristic protected by federal state or local laws. This policy applies to all terms and conditions of employment including recruiting hiring placement promotion termination layoff recall transfer leaves of absence compensation and training.

Please Note: Celero Commerce participates in E-Verify and performs background checks on all new hires. We will provide the Social Security Administration (SSA) and if necessary the Department of Homeland Security (DHS) with information from each new employees form I-9 to confirm work authorization.

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Required Experience:

Manager

Payments Underwriting Manager NeededWere looking for an experienced Payments Underwriting Manager to join our team in Brentwood Tennessee and play a key role in shaping how we assess and manage risk across our merchant this role youll lead a team of Underwriting Analysts responsible for merchant on...