Senior Small Business Commercial Underwriter
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Job Location:
Meridian, ID - USA
Monthly Salary:
Not Disclosed
Posted on:
3 hours ago
Vacancies:
1 Vacancy
Job Summary
Company Details
Our mission is to provide financial protection to our customers by offering premier insurance solutions products and services through our select independent agents. BNP is a proud member ofW. R. Berkley Corporation a Fortune 500 company. While we are regionally focused we have the security and financial backing of one of the largest commercial lines writers in the United States.
This role will be based in any one of our footprint states as a remote opportunity. If you are based near our office in Meridian ID we offer a hybrid work schedule with four days in the office; and one day remote where it makes sense to do so.
The company is an equal opportunity employer. #LI-LD1 #LI-Hybrid
Responsibilities
As a Small Business Senior Underwriter you will drive profitable growth within an assigned territory by underwriting new and renewal small commercial business accounts strengthening agency partnerships and contributing to BNPs underwriting culture of autonomy conversational underwriting and disciplined risk selection.
You will evaluate select and price risks within delegated authority while serving as a technical resource and mentor within the Small Commercial team. This role is ideal for an underwriter who enjoys agency-facing interaction local decision-making and ownership of a diverse underwriting portfolio.
Key Responsibilities:
Underwriting & Portfolio Management
- Evaluate select and price new and renewal Small Commercial risks across core lines including Property General Liability Commercial Auto Umbrella and Inland Marine.
- Assess risk quality through exposure analysis hazard recognition financial review classification accuracy and compliance with BNP underwriting guidelines.
- Make independent underwriting decisions within authority including accepting modifying or declining submissions to ensure a profitable book.
- Apply sound judgment to complex or nuanced accounts; recommend quality exceptions where appropriate to achieve business objectives.
- Maintain accurate thorough documentation to support underwriting decisions and meet audit and quality standards.
Agency Relationship Management
- Build and deepen relationships with appointed agents to grow profitable Small Commercial business.
- Communicate underwriting appetite product updates risk concerns and decisions clearly and professionally.
- Conduct regular virtual and in-person agency visits within the assigned territory.
- Partner with Regional Business Development Managers to execute agency plans identify growth opportunities and address performance trends.
- Represent BNP as a consultative partner by offering guidance on risk characteristics product structure and underwriting strategies.
Collaboration & Leadership
- Serve as a technical resource and mentor to less experienced underwriters on the Small Commercial team.
- Contribute to small commercial process improvements; identify opportunities to streamline workflow and enhance agency experience.
- Collaborate with Claims Risk Control and other underwriting teams to deliver cohesive customer service and improve account outcomes.
- Participate in underwriting meetings training sessions and occasional industry events.
Other Responsibilities
- Support marketing initiatives and contribute to territory development strategies.
- Maintain strict confidentiality of proprietary and customer information.
- Travel periodically within the assigned territory (including occasional overnights).
Qualifications
Qualifications:
- 25 years of commercial lines underwriting experience with direct experience in Small Commercial accounts preferred.
- Strong knowledge of commercial P&C products including GL Property Auto Umbrella and IM.
- Excellent analytical risk assessment and decision making skills.
- Proven ability to develop productive agency relationships.
- Strong communication skillswritten verbal and interpersonal.
- Ability to independently manage a complex workload in a fast paced environment.
- Effective organizational skills with the ability to prioritize multiple tasks.
- Ability to travel within assigned territory.
- Must live within the territory of Berkley North Pacific - Idaho (preferred) Washington Oregon Utah or Montana
Preferred
- Bachelors degree or equivalent education/experience.
- Advanced insurance coursework (CPCU CIC AU AINS or similar).
- Experience underwriting in a delegated authority environment with autonomy.
- Familiarity with the Pacific Northwest market industries and agency landscape.
What you can expect:
- Culture of innovation teamwork supportive colleagues and leaders willing to invest in talent
- Internal mobility opportunities.
- Visibility to senior leaders and partnership with cross functional teams.
- Opportunity to impact change.
- Benefits competitive compensation paid time off comprehensive wellness benefits and programs employer funded health savings account profit sharing 401k paid parental leave employee stock purchase plan tuition assistance and professional continuing education.
Additional Company Details
The company offers a competitive compensation plan and robust benefits package for full time regular employees.
The actual salary for this position will be determined by a number of factors including the scope complexity and location of the role; the skills education training credentials and experience of the candidate; and other conditions of employment.
Sponsorship Details
Required Experience:
Senior IC
Key Skills
- Loan Processing
- Credit Analysis
- Fraud
- Math
- Risk Analysis
- Pricing
- Analysis Skills
- Fair Housing Regulations
- Equity Research
- Underwriting
- negotiation
- RMF
About Company
Berkley is a leader in commercial lines insurance, with over 60+ specialized businesses - each with deep expertise in an industry, product, or regional niche.
