About IDEMIA Secure Transactions
IDEMIA Secure Transactions a division of IDEMIA Group is the leading technology provider making it safer and easier to pay and connect. With unmatched expertise in cryptography and credential issuance IST is trusted by over 2000 financial institutions mobile operators automotive manufacturers and IoT providers worldwide. Every day IST secures billions of essential transactions ensuring the highest levels of data protection and convenience.
Purpose
The Credit Management Specialist EMEA is responsible for securing cash collection minimizing credit risk and supporting sustainable business growth across the EMEA region. The role combines upstream credit control operational cash collection and close collaboration with Sales Finance and Accounting teams to ensure compliant customer quotations optimized Order-to-Cash processes and timely cash inflow.
Key Missions
Credit Risk Management
- Validate customer account creation and approve changes to existing customer master data
- Define review and secure customer credit limits based on customer risk assessments financial analysis and cash flow forecasts
- Monitor customer credit exposure and continuously analyze accounts receivable aging
Cash Collection &Accounting Coordination
- Implement and coordinate collection actions (phone calls emails dunning letters and external collection agencies)
- Analyze the regional Order-to-Cash process and propose improvements to accelerate cash collection (e.g. ensuring invoices are properly received and accepted by customers)
- Check incoming payments on bank statements identify customer payments and ensure accurate cash application in coordination with Accounts Receivable teams
- Coordinate with local accounting teams on payment matching reconciliations and clearing requests
Invoicing
- Upload customer invoices on dedicated supplier platforms
- Guide billing teams according to entity-specific processes and ERP systems (Microsoft Dynamics AX and Syspro 8)
Reporting
- Prepare produce and analyze credit management and accounts receivable reports ensuring data accuracy and consistency in financial tools
- Ensure alignment of internal stakeholders by sharing credit insights and defining action plans for overdue accounts
Profile & Other Information
Required Skills & Qualifications
- Good level of English (written and spoken)
- Strong proficiency in Excel
- Proactive structured and solution-oriented approach to cash collection
- Ability to work autonomously with strong initiative organization rigor and attention to detail
- Strong communication negotiation and stakeholder management skills
- Problem-solving mindset with a continuous improvement attitude
Preferred Qualifications
- Previous experience in Finance Credit Management or Accounts Receivable
- Experience with ERP systems such as Microsoft Dynamics AX and Syspro 8
Additional Assets(preferable):
- French and/or Arabic language skills
- Experience with Excel Power Query
About IDEMIA Secure Transactions
IDEMIA Secure Transactions a division of IDEMIA Group is the leading technology provider making it safer and easier to pay and connect. With unmatched expertise in cryptography and credential issuance IST is trusted by over 2000 financial institutions mobile operators automotive manufacturers and IoT providers worldwide. Every day IST secures billions of essential transactions ensuring the highest levels of data protection and convenience.
Required Experience:
IC
About IDEMIA Secure TransactionsIDEMIA Secure Transactions a division of IDEMIA Group is the leading technology provider making it safer and easier to pay and connect. With unmatched expertise in cryptography and credential issuance IST is trusted by over 2000 financial institutions mobile operators...
About IDEMIA Secure Transactions
IDEMIA Secure Transactions a division of IDEMIA Group is the leading technology provider making it safer and easier to pay and connect. With unmatched expertise in cryptography and credential issuance IST is trusted by over 2000 financial institutions mobile operators automotive manufacturers and IoT providers worldwide. Every day IST secures billions of essential transactions ensuring the highest levels of data protection and convenience.
Purpose
The Credit Management Specialist EMEA is responsible for securing cash collection minimizing credit risk and supporting sustainable business growth across the EMEA region. The role combines upstream credit control operational cash collection and close collaboration with Sales Finance and Accounting teams to ensure compliant customer quotations optimized Order-to-Cash processes and timely cash inflow.
Key Missions
Credit Risk Management
- Validate customer account creation and approve changes to existing customer master data
- Define review and secure customer credit limits based on customer risk assessments financial analysis and cash flow forecasts
- Monitor customer credit exposure and continuously analyze accounts receivable aging
Cash Collection &Accounting Coordination
- Implement and coordinate collection actions (phone calls emails dunning letters and external collection agencies)
- Analyze the regional Order-to-Cash process and propose improvements to accelerate cash collection (e.g. ensuring invoices are properly received and accepted by customers)
- Check incoming payments on bank statements identify customer payments and ensure accurate cash application in coordination with Accounts Receivable teams
- Coordinate with local accounting teams on payment matching reconciliations and clearing requests
Invoicing
- Upload customer invoices on dedicated supplier platforms
- Guide billing teams according to entity-specific processes and ERP systems (Microsoft Dynamics AX and Syspro 8)
Reporting
- Prepare produce and analyze credit management and accounts receivable reports ensuring data accuracy and consistency in financial tools
- Ensure alignment of internal stakeholders by sharing credit insights and defining action plans for overdue accounts
Profile & Other Information
Required Skills & Qualifications
- Good level of English (written and spoken)
- Strong proficiency in Excel
- Proactive structured and solution-oriented approach to cash collection
- Ability to work autonomously with strong initiative organization rigor and attention to detail
- Strong communication negotiation and stakeholder management skills
- Problem-solving mindset with a continuous improvement attitude
Preferred Qualifications
- Previous experience in Finance Credit Management or Accounts Receivable
- Experience with ERP systems such as Microsoft Dynamics AX and Syspro 8
Additional Assets(preferable):
- French and/or Arabic language skills
- Experience with Excel Power Query
About IDEMIA Secure Transactions
IDEMIA Secure Transactions a division of IDEMIA Group is the leading technology provider making it safer and easier to pay and connect. With unmatched expertise in cryptography and credential issuance IST is trusted by over 2000 financial institutions mobile operators automotive manufacturers and IoT providers worldwide. Every day IST secures billions of essential transactions ensuring the highest levels of data protection and convenience.
Required Experience:
IC
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