VP Commercial Loan Officer

Life at Amplify

As a growing tech-focused credit union Amplify Credit Union delivers value to our members through our products and impact to our community through our profits. That unique intersection is one reasonweve been named a Top Workplaceby theAustin American-Statesmansix years in a row.Were also proud to say that were the only full-service financial institution thatdoesnt have deposit fees of any kind. Were looking for teammates who are inspired byour missionand ready to grow their careers. As they do our employees can expect Amplify to uphold our commitments toculture community inclusion and more.

Position Summary

Establishes relationships with businesses in Amplifys service area for the purpose of making commercial loans. Originates member business loans while consistently offering outstanding member service.

RESPONSIBILITIES include the following. Other duties as assigned.

• Calls on existing and potential business members to develop new business and increase or retain existing business
• Participates in business development activities that promote the increase of commercial loans and deposits for the Credit Union
• Meets or exceeds individual loan goals and objectives as established by VP of Commercial Lending
• Maintains and develops a pipeline of prospective clients and commercial loan/line requests
• Manages relationships to achieve production goals and enhance service experience through member contact association and community participation
• Manages a portfolio of relationships to ensure product alignment cross-sell opportunities and maintain the safety and soundness of the portfolio.
• Maintains relationships with third-party vendors on existing and/or new products and services for the business services area
• Accurately processes commercial loan requests in a timely manner communicating regularly with the client
• Reviews commercial loans for compliance and utilizes the risk analysis process to monitor and evaluate loans being submitted for review and/or approval
• Supports periodic credit reviews of member commercial loans to assess the overall financial condition and members ability to re-pay the loan
• Maintains up-to-date credit files including current financial information deemed necessary and in accordance with the loan agreement
• Originates a wide variety of commercial loans and lines of credit with the purpose of growing Amplifys commercial loan portfolio while emphasizing prudent lending practices loan quality and member service
• Interviews applicants to determine whether a loan may be an acceptable risk by gathering information about their business and its needs challenges trends plans and financials
• Analyzes applicant financial status credit and collateral to determine feasibility of granting loan and submits application to credit analyst for verification and recommendation
• Follows current loan guidelines and policies to ensure complete compliance with NCUA and Texas regulations.
• Offers financial advice and counsel to business customers and prospective members
• Performs post-closing activity including scheduled and unscheduled site visits and collateral inspections
• Assists and advises Account Resolutions with collection of business loans
• Studies and understands the national regional and local economy along with industry performance in order to have a clear understanding of financial situations relating to new or existing businesses
• Actively promotes Amplifys products and services by cross-selling to existing and prospective clients
• Maintains ongoing communication with the VP of Commercial Lending informing him/her of all pertinent problems irregularities new developments changes and other important information within area of responsibility; attends meetings as scheduled and as directed
• Upholds credit union policies and procedures and champions organizational culture both internally and externally

Supervisory Responsibilities

This job has no supervisory responsibilities.

To perform this job successfully an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience

Bachelors degree from four-year college or university; five years related experience and/or training; or equivalent combination of education and experience. Formal credit training preferred. Minimum of three years credit union or other financial industry experience. Extensive knowledge and proven track record of commercial lending. A minimum of two years experience with SBA 7(a) and 504 programs.

Certificates Licenses Registrations

Must be bondable.

Software and Equipment Requirements

To perform this job successfully an individual should have knowledge and be efficient with the use of a personal computer Microsoft Office products (Excel Word and PowerPoint) Credit Bureau Systems and financial calculators.

Must have reliable internet access of 50MBPS which is the minimum speed required to connect to several of our systems and platforms.

Other Qualifications

• Working knowledge of all Federal state and NCUA regulations and guidelines pertaining to loan operations
• Excellent verbal and written communication skills required
• Basic knowledge of business law and consumer credit laws and regulations
• Excellent judgment skills to make quick decisions within or outside written policy and procedures.

What We Offer

To build a better bank you must build a better team. Thats why were committed to offering the best benefits to our team members. We want your time at Amplify to be a jumping-off point for personal and professional success and this means offering benefits including paid volunteer hours and development programs that will engage your role in our community.

• Medical Dental and 401(k) programs for team members.
• Customized volunteer opportunities with our signature partners (Saint Louise House).
• Additional paid time off for volunteer-related activities.
• Undergraduate and graduate tuition benefits for eligible full-time and part-time team members.

Starting Pay & Benefits

This role offers a pay range of $00 plus a monthly incentive plan. It also entails thebenefits available to all Amplify employees including a 401(k) with a company match of 100% on the first 5% you contribute.

Location

This remote role is available to candidates living in the state of Texas.

Team Member Testimonials

Read about some of your potential coworkers andwhy they enjoy working at Amplify.Or check us out onComparably.

Amplify is an Equal Employment Opportunity Employer seeking people from all backgrounds life experiences and world views. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.