Product Manager II AI

Razorpay

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profile Job Location:

Bengaluru - India

profile Monthly Salary: Not Disclosed
Posted on: 13 hours ago
Vacancies: 1 Vacancy

Job Summary

Razorpay is one of Indias leading full-stack financial technology companies powering the way businesses move manage and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision to simplify payments for Indian businesses weve since grown into a fintech powerhouse driving Indias digital payment revolution.

Razorpay powers millions of businesses with a smarter scalable stack that goes beyond transactions to help them truly build and grow.

From seamless checkouts to payroll automation across India Singapore and Malaysia weve been engineering a fintech ecosystem thats redefining how money moves across Asia and were just getting started.

Today that ecosystem supports everyone from early-stage startups to some of Indias largest enterprises enabling them to accept process and disburse payments at scale while expanding into new ways of managing money more efficiently.

Our scale speaks volumes: Razorpay processes $180 billion in annualized transactions powering leading businesses like Airbnb Facebook WhatsApp Airtel CRED BookmyShow Zomato Swiggy Lenskart Mirae Asset Capital markets Indian Oil National Pension Scheme and over 100 of Indias unicorns. With strong roots in India and growing operations in Southeast Asia we are shaping the next chapter of financial technology across the region.

We are backed by global investors including GIC Peak XV Partners (formerly Sequoia Capital India & SEA) Tiger Global Ribbit Capital Matrix Partners MasterCard and Salesforce Ventures having raised over $740 million to date. Strategic acquisitions including Ezetap (POS and offline payments) Curlec (Malaysia expansion) BillMe (digital invoicing) and POP (rewards-first UPI) along with earlier moves in fraud prevention payroll and lending have further strengthened our platform and widened our footprint across Asia.

But what truly sets Razorpay apart is our culture. At Razorpay ownership is our oxygen you own what you build with no micromanagement or red tape just the runway to make your ideas fly. Learning is a lifestyle if youre curious youll feel at home here. People > Pedigree we hire for attitude hustle and hunger more than degrees. Transparency thrives over titles this is where interns question CXOs and CXOs say thank you. Guided by our values of Customer First Autonomy & Ownership Agility with Integrity Transparency Challenging the status quo and a strong belief that Razorpay grows with Razors youll be part of a 3000 strong team building not just products but the financial infrastructure of the future.

The Role- AsProduct Manager II AI youll be at the heart of this transformation. You will lead the charter to conceptualize and ship AI-first experiences that power Razorpays next generation of fintech products.

Key Responsibilities:

Own the AI Product Vision

  • Define and lead the product roadmap for AI-driven capabilities across one or more verticalse.g. Payments Lending Risk Banking etc.
  • Collaborate with leadership to align AI strategy with Razorpays long-term product vision.

Drive AI-First Problem Solving

  • Identify high-impact use cases where AI/ML can unlock efficiency automation or smarter decisioning.
  • Work closely with Data Science Engineering and Design to prototype and scale these solutions.

Data with Empathy

  • Blend user research data insights and competitive analysis to deeply understand merchant pain-points.
  • Prioritize problems and solutions that balance business goals customer outcomes and feasibility.

Execution Excellence

  • Write high-quality PRDs and own sprint planning with Engineering and DS teams.
  • Manage the product lifecycle from discovery to launch to iteration.

Cross Functional Collab

  • Partner with Compliance Risk Operations and Business teams to embed AI thoughtfully.
  • Co-create with ecosystem players where needede.g. AI fraud vendors credit bureaus etc.
  • Shape GTM plans in collaboration with Product Marketing.
  • Instrument performance tracking and continuously iterate based on feedback and outcomes.

What were looking for -

  • 46 years of product management experience ideally in fintech or B2B SaaS.
  • Deep curiosity and foundational understanding of AI/ML concepts (you dont have to code but you should know what a model pipeline is).
  • Youve shipped or worked on AI/ML-powered productspersonalization recommendations chatbots risk scoring etc.
  • Strong analytical skills with comfort navigating ambiguity and complex systems.
  • First-principles thinker who also values speed and execution.
  • Ability to translate technical ideas into compelling customer value propositions.

Razorpay believes in and follows an equal employment opportunity policy that doesnt discriminate on gender religion sexual orientation colour nationality age etc. We welcome interests and applications from all groups and communities across the globe.
Follow us on LinkedIn & Twitter

Required Experience:

IC

Razorpay is one of Indias leading full-stack financial technology companies powering the way businesses move manage and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision to simplify payments for Indian businesses weve since grown into a fintech powerhouse drivin...
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Key Skills

  • Time Management
  • Data Analytics
  • Analytical
  • Agile
  • Requirement Gathering
  • Strategic thinking
  • Visio
  • Communication
  • Problem Solving
  • Market Research
  • UML
  • Cross Functional Teams

About Company

Online Payments India: Start Accepting Payments Instantly with Razorpay's Payment Suite, which Supports Netbanking, Credit Card & Debit Cards, UPI etc.

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