Mortgage Underwriter

Peoples Bank

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profile Job Location:

Clive, IA - USA

profile Monthly Salary: Not Disclosed
Posted on: 16 hours ago
Vacancies: 1 Vacancy

Job Summary

The Mortgage Underwriter is responsible for evaluating residential mortgage loan applications to ensure they meet company guidelines investor requirements and regulatory standards. This role involves analyzing borrower creditworthiness income assets and property documentation to determine loan approval denial or conditional approval.

Education and/or Experience

  • High school diploma or equivalent required; bachelors degree in finance business or related field preferred
  • Minimum of 7 years experience in mortgage underwriting.

Qualifications

  • Strong knowledge of conventional FHA VA and USDA loan programs
  • Proficiency with loan origination systems (LOS) and underwriting tools
  • Solid understanding of credit analysis income calculation and risk assessment
  • Excellent attention to detail and analytical skills
  • Strong written and verbal communication skills
  • Must have FHA DE
The Mortgage Underwriter is responsible for evaluating residential mortgage loan applications to ensure they meet company guidelines investor requirements and regulatory standards. This role involves analyzing borrower creditworthiness income assets and property documentation to determine loan appro...
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Key Skills

  • Loan Processing
  • Time Management
  • Microsoft Office
  • Credit Analysis
  • Fraud
  • Math
  • Risk Analysis
  • Banking
  • Analysis Skills
  • Fair Housing Regulations
  • Underwriting
  • Data Analysis Skills

About Company

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Trust Peoples Bank to deliver the banking services you need for your family and your business. From deposit accounts to loans, we're here for you.

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