Senior Quality Control Auditor
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Job Location:
Conshohocken, PA - USA
Monthly Salary:
Not Disclosed
Posted on:
Yesterday
Vacancies:
1 Vacancy
Department:
Job Summary
Overview
Spring EQ is a national home equity lender providing flexible and tailored financing solutions directly to consumers with a national network of experienced brokers and partners. Since its founding in 2016 Spring EQ is among the fastest growing and highest-rated home equity financing partners in the United States. Spring EQ offers a broad range of home equity products and delivers a simple and streamlined process that results in faster funding trustworthy loans and less frustration for consumers today. To learn more about Spring EQ visit.
At Spring EQ it is our mission to empower homeowners and buyers to achieve and maximize the value of homeownership in a simple fast and ethical manner. Our values are to
- Be kind and treat all people teammates customers and vendors with respect and consideration
- Be adaptable and embrace change
- Be accountable and take responsibility and deliver the effort to fully complete the task
- Be better and strive for continuous improvement in ourselves our team and the company for our customers
- Be part of the solution and solve problems find the answers and collaborate
- Work hard have fun and get things done
We are seeking an experienced QC Auditor with a strong understanding of underwriting guidelines to join our Quality Control team. This role is responsible for performing detailed loan file reviews on 1st and 2nd mortgage products ensuring compliance with company policies investor requirements and regulatory standards. The ideal candidate has deep mortgage knowledge exceptional analytical skills and a commitment to accuracy and integrity.
Responsibilities
- Perform detailed pre-close and post-close QC audits on 1st and 2nd mortgage files including non-QM to evaluate compliance with agency investor regulatory and company underwriting guidelines.
- Review credit income assets collateral title fraud tools and all supporting documentation for completeness and accuracy.
- Identify discrepancies missing documentation eligibility issues and guideline exceptions.
- Validate AUS findings and ensure adherence to DU/LP guidelines (or other automated underwriting systems).
- Identify defects trends and risk areas; provide clear detailed audit findings and communicate results to internal SpringEQ teams including Underwriting Operations and Credit Policy & Compliance. Ensure all audits meet internal QC timelines and reporting requirements.
- Stay current on industry regulations investor updates federal/state compliance rules and underwriting changes.
- Participate in internal quality improvement initiatives as assigned.
- Work closely with manufacturing team to resolve outstanding audits in a timely manner
Qualifications
Required Skills/Abilities:
- In-depth knowledge of mortgage products services and regulatory guidelines (e.g. RESPA TILA TRID HMDA CFPB).
- In-Depth knowledge of Non-QM lending requirements
- Experience with quality control software and auditing tools as well as document management systems.
- Excellent analytical skills with the ability to review complex loan files and identify issues or discrepancies.
- Strong written and verbal communication skills to interact with senior management team members auditors and regulatory bodies.
- Ability to manage multiple priorities and meet deadlines in a fast-paced high-pressure environment.
Education and Experience:
- Bachelors degree in Business Finance or a related field (or equivalent work experience).
- 3 years of experience in mortgage quality control mortgage underwriting or a similar role
Healthy work-life balance.
We are committed to supporting a healthy work-life balance and fostering an environment of productivity and collaboration. This position follows a hybrid schedule for team members working in our corporate offices combining on-site presence with remote flexibility. Our hybrid model is designed to promote teamwork and engagement while also providing the adaptability professionals need to manage their responsibilities effectively.
Benefits
- 401k Company Match
- Annual Charitable Matching Gift Program
- Commuter Benefits
- Company Holidays
- Credit Union Membership
- Dental Insurance
- Dependent Care Plan
- Disability Insurance
- Employee Assistance Program
- Life Insurance
- Medical Insurance
- Paid Time Off Plan
- Vision Insurance
- Weekly Non-Management Dinner Benefit
Spring EQ is an Equal Opportunity Employer. We make all employment decisions based on merit and business needs. If you require a reasonable accommodation at any stage of the hiring or employment process please contact
Required Experience:
Senior IC
Key Skills
- Quality Assurance
- Quality Inspection
- Calipers
- ISO 9001
- Quality Audits
- Process Mapping
- Fair Housing Regulations
- Quality Control
- Underwriting
- cGMP
- As9100
- Manufacturing
About Company
Spring EQ is the fast, easy, simple mortgage lender. Access cash and save on home equity, Home Equity Line of Credit HELOC, refinance and cash out loans.
