Chief Technology Officer
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Job Location:
Monthly Salary:
Posted on:
17 hours ago
Vacancies:
1 Vacancy
Job Summary
Chief Technology Officer (CTO)
Location: Lagos Nigeria (Hybrid)
Industry: Fintech Digital Banking Payments Mobile Money
Experience Level: 15 Years
Employment Type: Full-Time Executive (C-Level)
Reports To: Chief Executive Officer / Board of Directors
Monthly Net Salary: 2000
About the Organization
Our client is a fast-growing Pan-African digital financial institution committed to transforming access to finance powering SME digitization supporting cross-border trade and expanding financial inclusion across Africa. The organization is set to launch operations in Nigeria under a Microfinance Bank (MFB) license with a strategic roadmap to evolve into a fully digital commercial bank serving retail SME enterprise and merchant segments across multiple African markets.
With a mission to build Africas most intelligent trusted and inclusive financial technology ecosystem the institution will innovate across digital payments lending forex access merchant enablement cross-border commerce and digital wealth solutions.
Role Overview
The Chief Technology Officer (CTO) will be responsible for shaping and executing the banks technology vision architecture development platform engineering and technology-led innovation. The role demands a bold future-focused and execution-driven leader with proven experience scaling digital banking or fintech platforms across Africa particularly in high-volume payments cloud-first architectures and regulated environments.
The successful candidate will build a world-class engineering culture strengthen cybersecurity posture drive digital resilience and deliver a platform capable of scaling across multiple jurisdictions.
Key Responsibilities
1. Technology Strategy & Architecture
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Develop a multi-year technology and engineering strategy aligned with business scale and market expansion.
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Architect a scalable and secure Pan-African digital banking technology stack adaptable to multi-currency multi-jurisdiction environments.
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Lead transition from an MFB technology model to a full commercial banking digital infrastructure.
2. Engineering Leadership & Delivery Excellence
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Build lead and mentor high-performing engineering teams across Backend Mobile Cloud DevOps QA SRE and Data Engineering.
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Implement Agile methodologies with disciplined release management reliability metrics and uptime standards.
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Lead the development and optimisation of key digital capabilities including onboarding payments lending APIs merchant services and remittances.
3. Core Banking Infrastructure & Integrations
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Lead selection implementation and optimisation of core banking payments infrastructure and system integration.
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Ensure high availability resilience automated CI/CD environments monitoring systems and cloud operations.
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Oversee integrations with NIBSS card schemes telcos processors regulators and global cloud partners.
4. Cybersecurity Compliance & Risk Management
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Own enterprise cybersecurity strategy identity management access controls and infrastructure defense.
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Ensure regulatory compliance with frameworks such as CBN NDPR PCI-DSS SOC ISO 27001 and African regional standards.
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Lead disaster recovery business continuity and fraud mitigation strategies.
5. Technology Operations Governance & Vendor Oversight
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Manage technology operations vendor relationships licensing SLAs audits and infrastructure procurement.
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Establish technology governance frameworks covering compliance risk and platform lifecycle management.
6. Ecosystem Partnerships & Innovation
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Develop partnerships with cloud hyperscalers fintech innovators telcos API platforms and ecosystem builders.
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Participate in technology due diligence for partnerships acquisitions and regional expansion.
7. Leadership Culture & Executive Alignment
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Build a high-performance engineering culture grounded in innovation ownership accountability and security-first thinking.
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Represent the technology organisation at board level while closely partnering with Product Risk Operations Finance and Compliance stakeholders.
Qualifications & Experience Requirements
Education
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Bachelors degree in Computer Science Software Engineering Information Systems or related fields (required).
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Masters degree or professional certifications (Cloud Cybersecurity DevOps Digital Banking) are an added advantage.
Experience
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Minimum 15 years in progressive technology leadership roles.
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58 years at CTO CIO VP Engineering or comparable senior capacity.
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Proven track record building and scaling digital banking fintech payments or mobile money environments.
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Experience operating across multiple African markets is highly desirable.
Technical Expertise
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Deep expertise in cloud-native systems (AWS Azure GCP) microservices architecture DevOps CI/CD and containerisation.
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Strong understanding of core banking systems switching authentication identity and high-volume transaction systems.
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Demonstrated experience architecting secure scalable API-driven platforms.
Leadership Competencies
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Visionary thinker with strong operational discipline.
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Exceptional communication and board-level engagement capability.
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Highly resilient adaptable and passionate about emerging markets and financial innovation.
Key Performance Indicators (KPIs)
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Platform uptime resilience and cybersecurity posture
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Roadmap delivery timeline and product release velocity
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Regulatory compliance and risk audit outcomes
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Engineering team productivity retention and performance
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Cost optimisation and technology investment ROI
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Market scalability and successful multi-country deployments
How to Apply
Interested and qualified candidates should send their CV and a brief cover email to:
Key Skills
- Active Directory
- Customer Service
- Information Technology
- Database
- Information Security
- Infrastructure
- Project Management
- Sharepoint
- Troubleshoot
- Desktop
- Computer System
- Ensure Compliance
- Procedures
- hardware
- Technical Support
