Credit Director

At Freddie Mac our mission of Making Home Possible is what motivates us and its at the core of everything we do. Since our charter in 1970 we have made home possible for more than 90 million families across the country. Join an organization where your work contributes to a greater purpose.

Position Overview:

Freddie Mac is seeking a highly experiencedCredit Directorto lead the development refinement and management of our credit policies in our Single-Family Acquisitions Division. This role requires deep expertise in credit risk and policy across various market environments and will ensure policies align with Freddie Macs business objectives regulatory requirements and market dynamics.

Our Impact:

Freddie Macs Credit Policy team is central to managing risk and supporting sustainable growth. We develop and maintain credit policies that protect the organization promote responsible lending and serve the needs of borrowers and lenders. Our work ensures Freddie Macs continued leadership and stability in the housing finance industry.

Your Impact:

• Lead the ongoing development and optimization of Freddie Macs credit policy.
• Use advanced credit risk assessment and market insights to drive policy decisions.
• Collaborate with cross-functional teams and external stakeholders to enhance policy effectiveness.
• Ensure policies remain compliant with regulatory requirements and organizational goals.
• Communicate complex policy concepts clearly to internal and external audiences.
• Identify and address gaps in skills processes and policy reputation.

Qualifications:

• Bachelors Degree in Finance Economics Business or related field and/or equivalent experience
• 12 years of experience in credit risk management and policy development within financial services with 4 years of management experience
• Deep understanding of credit risk assessment portfolio management and regulatory compliance
• Proven track record in developing and implementing effective credit policies
• Strong stakeholder engagement and relationship management skills
• Excellent cross-functional collaboration and communication abilities
• Experience leveraging data and market trends for policy decisions
• High level of integrity accountability and commitment to continuous improvement

Keys to Success in this Role:

• Exceptional analytical and strategic thinking skills.
• Ability to balance risk management with business growth objectives.
• Strong leadership and influence across teams.
• Proactive approach to identifying and addressing emerging risks.
• Commitment to Freddie Macs mission values and regulatory standards.

Current Freddie Mac employees please apply through the internal career site.

We consider all applicants for all positions without regard to gender race color religion national origin age marital status veteran status sexual orientation gender identity/expression physical and mental disability pregnancy ethnicity genetic information or any other protected categories under applicable federal state or local laws. We will ensure that individuals are provided reasonable accommodation to participate in the job application or interview process to perform essential job functions and to receive other benefits and privileges of employment. Please contact us to request accommodation.

A safe and secure environment is critical to Freddie Macs business. This includes employee commitment to our acceptable use policy applying a vigilance-first approach to work supporting regulatory mandates and using best practices to protect Freddie Mac from potential threats and risk. Employees exercise this responsibility by executing against policies and procedures and adhering to privacy & security obligations as required via training programs.

CA Applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.

Notice to External Search Firms: Freddie Mac partners with BountyJobs for contingency search business through outside firms. Resumes received outside the BountyJobs system will be considered unsolicited and Freddie Mac will not be obligated to pay a placement fee. If interested in learning more please visit and register with our referral code: MAC.

Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site.