Credit Risk Analyst
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Job Location:
Dallas, IA - USA
Monthly Salary:
Not Disclosed
Posted on:
7 hours ago
Vacancies:
1 Vacancy
Job Summary
It Starts Here:
Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together we are driving a customer-centric transformation that values bold thinking innovation and the courage to challenge whats possible. This is more than a strategic shift. Its a chance for driven professionals to grow learn and make a real difference.
If you are interested in exploring the possibilities We Want to Talk to You!
The Difference You Make:
The Sr. Analyst Analytics is primarily responsible for analyzing portfolio exposures building data-driven insights and automating credit risk reporting processes for Loss Forecasting covering all US business entities.
Extract transform and analyze credit risk and portfolio data.
Develop automated reporting and analytical tools using Python.
Monitor key risk indicators.
Collaborate with risk owners to improve controls and reporting workflows.
Present insights and recommendations to stakeholders.
What You Bring:
To perform this job successfully an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education
Bachelors degree in Finance Economics Data Science Statistics or a related field Required.
Experience
3 Years analyzing credit risk or financial portfolio data within banking or financial services environments Required.
Skills
Advanced proficiency in Python (including Pandas and NumPy) SQL and data visualization tools such as Power BI or Tableau to analyze manage and present structured credit risk data Required.
Strong understanding of credit risk concepts financial statements portfolio risk metrics and predictive modeling techniques including risk indicator development Required.
Experience working with large-scale financial datasets within highly regulated environments including familiarity with model validation risk governance and regulatory reporting frameworks Preferred.
Strong analytical thinking with the ability to interpret complex datasets identify meaningful trends and translate insights into actionable recommendations.
Clear communication and collaboration skills with high attention to detail and a demonstrated commitment to data accuracy and integrity.
Certifications:
None specified.
It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience training military service or education.
What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt) the annual range is based on a 40-hour work week. The exact compensation may vary based on skills experience training licensure and certifications and location.
Base Pay Range:
Minimum:
$60000.00 USDMaximum:
We Value Your Impact:
Your contribution matters and its recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you your family and your well-being now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide ()
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin genetics disability age veteran status or any other characteristic protected by law.
Working Conditions:
Frequent minimal physical effort such as sitting standingand walking is required for this role. Depending on location occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights:
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason please contact us at to discuss your needs.
Required Experience:
IC
Key Skills
- ISO 27001
- Microsoft Access
- Risk Management
- Financial Services
- PCI
- Risk Analysis
- Analysis Skills
- COBIT
- NIST Standards
- SOX
- Information Security
- Data Analysis Skills
About Company
Nuestra misión es contribuir al progreso de las personas y de las empresas. Nos esforzamos por conseguir que todo lo que hacemos sea Sencillo, Personal y Justo.
