Sr Financial Innovation Manager – HELOC & Embedded Finance

Current Employees of LendingClub: Please apply via your internal Workday Account

LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank National Association Member FDIC. We are the leading digital marketplace bank in the U.S. having helped our nearly 5 million members secure over $90 billion in loans to refinance high-cost debt and achieve their financial goals. Members today have mobile-first access to a growing range of products and services designed to work seamlessly together to deliver value in new ways. Everyone deserves a better financial future and our team is committed to making that a reality. Join the Club!

About the Role

What Youll Do

Own Home Lending Performance

• Own end-to-end performance of HELOC and embedded mortgage offerings including traffic conversion approval funding member satisfaction and unit economics

• Map manage and continuously improve the member journey reducing friction and drop-off while increasing relevance and engagement

• Translate business objectives into clear priorities and measurable outcomes

Partnership Management

• Serve as the day-to-day owner for key mortgage and home equity partners including SLAs issue escalation roadmap alignment and ongoing business reviews

• Collaborate with partners on joint initiatives across offers messaging and funnel optimization to drive mutual value

Embedded Experience & Growth

• Partner with Product Marketing and Data teams to define where and how home lending solutions appear across LendingClub experiences

• Design and prioritize experiments around targeting placement messaging and offer presentation

• Identify cross-sell and lifecycle opportunities tied to member behavior and financial health signals

Analytics & Insights

• Define and own core performance metrics for HELOC and mortgage products including lead volume conversion funded volume revenue per member and complaint trends

• Build operating dashboards and routines that translate data into clear insights and recommendations for senior leadership

Distribution & Operating Model Evolution

• Partner with Legal Compliance Risk Operations and HR to support compliant mortgage distribution models including referral and broker-based structures

• Help define scalable operating models across people process and technology

• Draft and refine procedures scripts and playbooks to support internal teams as LendingClub expands in home lending

• Ensure controls are compliant repeatable auditable and clearly owned

Business Planning & Roadmap Input

• Build data-driven business cases to support expansion into new products partners and geographies

• Provide prioritized inputs into Product and Technology roadmaps including capabilities such as lead routing CRM workflows compensation logic and reporting

• Partner with Performance and Lifecycle Marketing teams to drive sustained growth and adoption

Member Voice & Continuous Improvement

• Partner with Customer Service to review feedback and complaints conduct listening sessions and identify journey improvements

• Bring member partner and internal insights into a structured backlog and drive continuous improvement

About You

• 6 years of experience in financial services with at least 5 years in mortgage HELOC home equity or related home lending

• Experience working with embedded finance partner-led or white-label lending models

• Strong program and project management skills with a track record of driving complex cross-functional initiatives

• Familiarity with mortgage and HELOC regulatory frameworks and comfort partnering closely with Legal and Compliance

• Experience defining tracking and evolving KPIs and operating metrics

• Collaborative and influential with the ability to lead without authority across Product Technology Operations and external partners

• Clear and effective communicator able to translate complexity into actionable direction

• Comfortable operating independently in a fast-paced highly cross-functional environment

• Bachelors degree in a related field; or equivalent work experience

Nice to Have

• Direct experience at a mortgage or HELOC broker correspondent lender or fintech home lending platform

• NMLS license or experience working closely with licensed sales or operations teams

• Experience launching or scaling embedded lending partnerships

• Background building digital banking or lending journeys

Work Location
San Francisco

The above locations are eligible offices for this locations have been determined to foster in-person collaboration with this roles team or the related business lines. We utilize a hybrid work model and our teams are in-office Tuesdays Wednesdays and -person attendance is essential for this roles success and remote placement will not be offers relocation based on actual job level.

Time Zone Requirements
Primarily PT

While the position will primarily work local hours LendingClub is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.

Travel Requirements
As needed travel to LendingClub offices and/or other locations as needed.

Compensation
The target base salary range for this position is 00. The base salary of the role will be determined by job-related knowledge experience education skills and location. Base salary is just one part of LendingClubs Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance employee performance and eligible earnings).

Were creating new financial services solutions for our members based on fairness simplicity and heart and we treat our employees the same way. We offer a competitive benefits package that includes medical dental and vision plans for employees and their families 401(k) match health and wellness programs flexible time off policies for salaried employees up to 16 weeks paid parental leave and more.

#LI-Hybrid
#LI-JH1

LendingClub is an equal opportunity employer and dedicated to diversity equity and inclusion in the workplace. We do not discriminate on the basis of race religion color national origin sex (including pregnancy childbirth reproductive health decisions or related medical conditions) gender gender identity gender expression sexual orientation age marital status veteran status disability status political views or activity or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.

We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability please contact us at