Risk Manager – Credit & AML
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Job Location:
Monthly Salary:
Posted on:
8 hours ago
Vacancies:
1 Vacancy
Job Summary
About Anyfin
At Anyfin we believe in simplicity transparency and fairness. Were the fintech on a mission to challenge the status quo lowering interest rates removing unnecessary fees and helping people take control of their finances.
With more than a million app downloads and presence in Sweden Norway Finland and Germany weve already helped hundreds of thousands of people save money and feel more financially empowered.
We recently obtained our banking license opening up an entirely new world of opportunities to provide more value to our customers build even smarter products scale our technology and expand into new markets. This next chapter comes with exciting growth and with growth comes responsibility especially when it comes to credit decisions and financial crime prevention.
Were now looking for a Risk Manager Credit & AML to join our Analytics function reporting to our Chief Analytics Officer (CAO). This is a senior hands-on role combining deep operational work with team leadership and ownership of critical risk processes.
The role
In this role you will lead a small but highly important team responsible for critical processes. Your focus will be split primarily between AML (anti-money laundering) and credit risk with a strong emphasis on hands-on work for daily improvements. You will be responsible for setting standards making complex decisions and continuously improving how we work ensuring that Anyfin meets regulatory requirements while also becoming more efficient and scalable.
What youll do
AML & Financial Crime
Lead and actively participate in investigations of:
Transaction monitoring alerts
Sanctions and PEP hits
Enhanced Due Diligence (EDD) cases
Set standards and processes for AML investigations and escalation handling
Provide recommendations on reporting to the FIU
Own and continuously update AML-related routines instructions and processes
Ensure that Anyfins Business-Wide Risk Assessment (BWRA) is kept up to date and aligned with current risks
Take an active role in preparing the organisation for upcoming EU-level AML regulation with a focus on meeting requirements efficiently and correctly
Credit Risk
Make complex and escalated manual underwriting decisions with mandate to take all types of credit decisions
Define and improve credit routines and decision frameworks
Provide guidance and support to operational teams on credit-related matters
Leadership & collaboration
Lead coach and mentor your team supporting both professional development and day-to-day execution
Set structure priorities and clear ways of working for the team
Collaborate closely with Analytics Operations Product and Legal/Compliance
Who you are
You are someone who enjoys working close to real cases and real decisions. You are comfortable taking responsibility in regulated environments and see regulation not just as a requirement but as a problem to solve well.
You are curious about upcoming AML regulation and genuinely motivated to figure out how a company can meet regulatory expectations while increasing efficiency and compliance.
You combine sound judgment with a pragmatic mindset and you enjoy helping others grow through guidance and mentoring.
What you bring
Solid experience working with AML within a financial institution
Strong understanding of how AML frameworks and governance are structured and how the Business Wide Risk Assessment fits into the day to day activities.
Experience working with credit risk preferably within private consumer lending
Experience leading work and mentoring others
Strong written and spoken English
Ability to work hands-on while also setting structure and standards
Nice to have
Formal people management experience
Experience working with fraud investigations
Familiarity with data SQL or analytics tooling
Why Anyfin
At Anyfin youll find a team driven by purpose curiosity and a shared ambition to make a difference. We promise a challenging and rewarding journey that will sharpen your skills expand your creativity and allow you to work on meaningful projects. Plus enjoy the benefits of a centrally-located Stockholm office competitive compensation extra time off on your birthday and many other perks well share when we meet!
Are you ready to help us revolutionize financial well-being for all
Apply today and lets build something amazing together. We believe that innovation thrives in person so we work from the office four days a week to foster collaboration and creativity.
Please note that we are not offering relocation support for this position.
PS: During the holiday season things will slow down so be patient with us and we will be getting back to everyone applying as soon as we possibly can once we are back.
Key Skills
- Arm
- Risk Management
- Financial Services
- Cybersecurity
- COSO
- PCI
- Root cause Analysis
- COBIT
- NIST Standards
- SOX
- Information Security
- RMF
About Company
Anyfin is a fintech on a mission to simplify loan repayments and improve the financial well-being of millions. We help consumers reduce the costs of high-interest loans, and take control of their repayment plan.
