Initial Risk Underwriter
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Job Location:
Brighton and Hove - UK
Monthly Salary:
Not Disclosed
Posted on:
4 hours ago
Vacancies:
1 Vacancy
Job Summary
Were recruiting for a Initial Risk Underwriter to join us. Were offering a competitive base salary.
Join our Retail Protection team as an Initial Risk Underwriter and play a key role in helping customers secure the right cover for lifes uncertainties. Youll be part of a collaborative environment where your expertise ensures fair and accurate underwriting decisions supporting customers when they need us most.
What youll be doing:
- Reviewing customer applications and assessing risk factors to determine appropriate cover
- Deciding on policy terms within your authority level and escalating where necessary
- Requesting additional information from customers or medical professionals when required
- Delivering exceptional customer service by addressing queries efficiently and professionally
- Recording all work accurately to support effective communication and decision-making
- Maintaining up-to-date knowledge of legislation regulation and company policies
- Communicating clearly with internal teams external customers and third parties
- Supporting compliance with service commitments and customer expectations
Qualifications :
Who were looking for:
- Understanding of risk factors for mortality and morbidity
- Basic knowledge of protection products such as Life Critical Illness and Income Protection
- Awareness of legislative and regulatory requirements (desirable)
- Ability to manage time effectively and prioritise workload
- Strong written and verbal communication skills across multiple channels
- Capability to assess applications holistically and make balanced decisions
- Familiarity with relevant systems and software (training provided if needed)
- Commitment to delivering excellent customer experience and meeting service standards
Whatever your role we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer:
- The opportunity to participate in our annual performance -related bonus plan and valuable share schemes
- Generous pension contribution
- Life assurance
- Healthcare Plan (permanent employees only)
- At least 25 days holiday plus public holidays 26 days after 2 years service. Theres also the option to buy and sell holiday
- Competitive family leave
- Participate in our electric car scheme which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice (permanent employees only)
- There are the many discounts we offer both for our own products and at a range of high street stores and online
- In 2023 some of our workspaces were redesigned. Our offices are great spaces to connect and collaborate and have your wellbeing at the heart
Additional Information :
At L&G we believe its possible to generate positive returns today while helping to build a better future for all.
If you join us youll be part of a welcoming inclusive culture with opportunities to collaborate with people of diverse backgrounds views and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel.
We care passionately about outcomes rather than attendance and are therefore open to discussing all kinds of flexible working options including part-time term-time and job shares. Although some roles have limited flexibility due to customer demand we accommodate requests when we can.
It doesnt matter if you dont meet every single criterion in this advert. Instead think about what you excel at and what else you can bring in terms of strengths potential and connection to our purpose.
Remote Work :
No
Employment Type :
Full-time
Key Skills
- Loan Processing
- Computer Skills
- Fraud
- Math
- Banking
- Pricing
- Analysis Skills
- Fair Housing Regulations
- Underwriting
- Financial Analysis
- negotiation
- Phone Etiquette
About Company
Legal & General (L&G) is a leading UK financial services group and major global investor.We’ve been safeguarding people’s financial futures since 1836, and strive to build a better society, while improving the lives of our customers and creating value for shareholders.We are one of th ... View more
