Senior Analyst Credit Risk

Sydney - Australia

Monthly Salary: Not Disclosed

Posted on: 10 hours ago

Vacancies: 1 Vacancy

Job Summary

We are looking for a Senior Analyst Credit Risk to join our Financial Risk team on a 12-month maximum term contract to support in the strategic reporting of Financial Risks.

The Senior Analyst Credit Risk is responsible for:

The management of Cuscals credit risk on a portfolio of counterparty exposures. This includes the preparation and process of applications from (potential) borrowers/counter parties for approval by carrying out necessary credit liquidity and other assessments in line with the documented procedures.
To aid in the management of Cuscals credit and treasury risk in accordance with prudential standards and Board policy to minimise the potential for loss.

Youll also make an impact by:

Management of credit risk on a selected portfolio of ADIs and Corporate exposures.
Preparation and processing of detailed credit submissions for all committed and uncommitted facility applications and annual reviews on designated counterparties for approval by delegated authorities in accordance with Cuscals policies.
Ongoing monitoring of counterparties credit worthiness and their latest development via all available means such as periodic financial updates and covenant limit excess or watch list reporting.
Provision of timely credit decisions for all permanent and transactional credit requests as per delegated authorities.
Where applicable meet with new and prospective clients for credit risk related matters.
Maintain complete and accurate counterparty records in all risk management system and database on the designated portfolio.
Assist in the preparation of reports for submission to ALCO and the Board Risk Committee and any other committees as required.
Assist the ongoing improvement to existing credit risk related policies and procedures and their implementation.
Provide insights with the ongoing improvement to existing credit risk related policies and procedures and their implementation.

What youll bring

Youve got the ability to think critically and to solve complex problems. Youve got excellent communication and an eye for detail. You thrive in a fast-paced environment and are keen to contribute to a dynamic team.

To succeed in this role youll have:

2 years credit experience covering financial institutions and corporates
Sound understanding of credit analysis techniques and a good understanding of credit scoring models
Good general knowledge of the APRA prudential standards particularly those applicable to ADIs
Familiarity with lending practices and products
Good understanding of ratings agencies
Familiarity with loan security documentation
Sound ability to read and understand balance sheets profit & loss cash flow statements and other financial reports.
Effective communication skills and strong stakeholder relationship management

Additional Information :

Why Cuscal

At Cuscal youll find a strong successful company thats reimagining the future. And our team is right there at the heart of it all.

Here youll deliver or support interesting ground-breaking work that has real impact - on Australias financial services sector and the millions of customers it serves.

Youll innovate alongside skilled smart connected teams.

And youll build an impressive fulfilling career that continues to grow.

Youll also enjoy a range of benefits including:

Recognition and growth: Celebrate achievements through IGNITE and grow with tailored development opportunities.
Wellbeing focus: Access initiatives supporting physical mental and financial health plus discounts via Cuscal Advantage.
Diversity and inclusion: Join a workplace that values different perspectives and flexible work arrangements.

Join us and reimagine the future

Ready to make an impact Click APPLY to join today.

If youre excited about this opportunity wed love to explore how you can contribute to our vision for the future. Screening and interviews may occur before the job ad closing date so dont wait - apply now.

Cuscal is an equal opportunity employer committed to an equitable diverse and socially inclusive work environment and a positive barrier-free recruitment process.

We welcome applicants from an Aboriginal and Torres Strait Islander heritage people living with a disability LGBTQIA and people from culturally diverse backgrounds to explore career opportunities with Cuscal.

Note: Cuscal does not accept unsolicited resumes from recruitment agencies or search firms.

Remote Work :

Employment Type :

Contract

We are looking for a Senior Analyst Credit Risk to join our Financial Risk team on a 12-month maximum term contract to support in the strategic reporting of Financial Risks. The Senior Analyst Credit Risk is responsible for: The management of Cuscals credit risk on a portfolio of counterparty exposu...