Head of Finance

About PalmPay

PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over 40 million users we are building a digital financial ecosystem that empowers individuals and businesses through accessible easy-to-use and rewarding financial services.

Operating in Nigeria Ghana Tanzania Bangladesh Pakistan andPhilippines PalmPay has been recognised by CNBC as one of the Top 300 Global Fintech Companies and ranked #2 overall and #1 in financial services on the Financial Times Africas Fastest Growing Companies 2025 list.

Position Overview

PalmPay is seeking an experienced and hands-on Head of Finance to lead and scale its finance operations in the Philippines. This role is responsible for financial strategy accounting regulatory financial compliance treasury taxation internal controls and supporting business growth in a Bangko Sentral ng Pilipinas (BSP)regulated fintech or digital financial services environment.

The ideal candidate will have strong leadership experience in fintech banking or digital payments with deep knowledge of BSP regulations financial reporting and fund management.

Key Responsibilities

Financial Strategy & Business Partnership

• Develop and execute financial strategies aligned with PalmPays business objectives in the Philippines.

• Act as a strategic finance partner to the Country CEO and leadership team providing insights on growth profitability and risk.

• Support new product launches (wallets payments lending merchant services) through financial analysis and feasibility assessment.

Regulatory & Financial Compliance (BSP)

• Ensure full compliance with Bangko Sentral ng Pilipinas (BSP) regulations circulars and reporting requirements.

• Oversee submission of all statutory financial reports to BSP and other regulatory bodies.

• Lead finance-related regulatory audits inspections and compliance reviews.

Financial Reporting & Controls

• Oversee accounting operations and ensure accurate timely financial reporting in accordance with IFRS/PFRS and group standards.

• Prepare monthly quarterly and annual financial statements and management reports.

• Establish and maintain strong internal control frameworks policies and SOPs.

Treasury Cash Flow & Fund Management

• Manage treasury operations liquidity planning and cash flow forecasting.

• Oversee reconciliation settlement and fund flows with partner banks PSPs and payment networks.

• Ensure safeguarding of customer funds and proper segregation of operational and trust accounts where applicable.

Taxation & Statutory Compliance

• Oversee corporate income tax VAT withholding tax and other statutory tax matters in compliance with Philippine regulations.

• Coordinate with external tax advisors and auditors to ensure timely filings and compliance.

• Support tax planning initiatives while maintaining regulatory integrity.

Risk Management & Governance

• Identify and manage financial operational and regulatory risks.

• Work closely with Compliance Legal Risk and Internal Audit teams to ensure strong governance.

• Support enterprise risk management and internal audit activities.

Team Leadership & Development

• Build lead and develop a high-performing finance team across accounting treasury reporting and tax functions.

• Set performance objectives coach team members and ensure operational excellence.

Required Qualifications & Experience

Education & Professional Qualifications

• Bachelors degree in Accounting Financeor related field (Masters preferred).

• Professional certifications such as CPA (Philippines) ACCA CFA or CMA are strongly preferred.

Experience

• 1012 years of progressive finance experience with 45 years in a senior management or leadership role.

• Prior experience in fintech digital payments e-wallets banking or financial services.

• Hands-on experience working within a BSP-regulated environment is highly preferred.

• Experience in multinational or cross-border financial reporting is an advantage.

Skills & Competencies

• Strong financial leadership strategic thinking and execution ability.

• Deep understanding of regulatory finance treasury and fund operations.

• Excellent communication and stakeholder management skills.

• High integrity attention to detail and ability to thrive in a fast-paced environment.

• Fluent in English (Filipino/Tagalog is a plus).

Compensation & Benefits

• Competitive senior-level salary

• Career growth opportunities in a fast-growing global fintech

• Exposure to regional and global finance leadership