Structured Credit Specialist

Job Description

Are you ready to apply your credit expertise to a dynamic portfolio while working alongside industry specialists who value innovation collaboration and strategic thinking

A specialist recruitment consultancy is seeking a Structured Credit Specialist on behalf of a leading financial services client. This opportunity offers an engaging fast-paced environment where high-net-worth and ultra-high-net-worth clients form the core of the portfolio and where analytical depth and relationship excellence are equally essential.

Key Duties

The successful candidate will be responsible for:

• Supporting and managing a portfolio of high-net-worth and ultra-high-net-worth clients
• Attending client meetings with lending specialists and advisory teams
• Developing deep knowledge of clients and their broader group structures across lending investment insurance and transactional pillars
• Understanding wealth creation strategies immediate lending needs and long-term value-unlocking opportunities
• Analysing operating and investment entities within client groups including financial ratios cash flows trends projections sustainability and industry dynamics
• Identifying lending opportunities and assessing appropriate product solutions
• Structuring deals and compiling high-quality credit papers
• Presenting credit requests to mandated individuals or committees
• Communicating credit outcomes covenants deal structures and processes clearly to clients and sales teams
• Tracking and monitoring ongoing risk at client and deal level including covenant reviews
• Analysing and flagging economic and industry trends affecting the portfolio
• Engaging stakeholders across the organisation to ensure informed decision-making and optimal client solutions
• Proactively managing risk triggers and events
• Delivering an exceptional client experience aligned to organisational values
• Contributing to innovation efficiency and continuous improvement within the portfolio

Requirements

The ideal candidate will offer a blend of technical ability commercial insight and exceptional communication skills. They will bring:

• A BCom in Finance or Accounting (CA advantageous)
• At least 13 years of credit experience with strong business acumen
• Deep understanding of financial statement analysis and credit risk assessment
• The ability to model cash flows build forecasting assumptions construct covenants and analyse key ratios
• A solution-driven dealmaking mindset
• Strong written verbal and presentation skills
• Excellent relationship-building and collaboration abilities with both internal and external stakeholders
• High levels of integrity attention to detail self-motivation and the ability to work independently or within a team

EE Disclaimer:
All positions will be filled in accordance with the companys Employment Equity plan. We encourage people with disabilities to apply.

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