Data Scientist, ML Insurance Underwriting

Overview

Guardian is on a transformation journey to evolve into a modern forward-thinking insurance company committed to enhancing the wellbeing of its customers and their families. This role presents a distinctive opportunity to drive real-world impact by applyingcutting-edgeAI to transform how Guardian does business.

GuardiansData & AI teamspearheads a culture of intelligence and automation across the enterprise creating business value from advanced data and AI solutions. Our team includes data scientists engineers analysts and product leaders working together to deliver AI-driven products that power growth improve risk management and elevate customer experience.

Guardian created theData Science Lab (DSL)to reimagine insurancein light ofemergingtechnology evolving consumer needs and rapid advances in AI. The DSLexpeditesGuardians transition to data-driven decision making and fosters innovation by rapidly testing scaling and operationalizingstate-of-the-artAI.

We are seeking a Data Scientist Machine Learningan experienced individual contributor with strong background in data science & machine learning and a track record of turning advanced research into practical impactful enterprise solutions. This role focuses on building deploying and scaling ML models and intelligent automation solutions that reshape how Guardian operates serves customers and drives growth. Youll collaborate directly with senior executives and cross-functional teams on high-visibility projects to bring next-generation ML to life across Guardians products and services.

YouWill:

Key Responsibilities

• Design and implement machine learning solutions that automate business workflows improve decision-making and enhance customer and employee experiences.
• Apply ML techniques (e.g. regression classification clustering ensemble methods such as Random Forest and XGBoost) to structured and semi-structured data such as claims underwriting notes and customer records.
• Develop robust scalable and production-ready ML models that integrate with Guardians platforms to deliver measurable business outcomes.
• Collaborate with data engineers and MLOps teams to ensure models are scalable robust and production-ready.
• Translate research in machine learning and statistical modeling into practical applications for underwriting claims automation customer servicing and risk assessment.
• Work closely with product owners engineers and business stakeholders to define use cases design solutions and measure impact.
• Contribute to building reusable components and frameworks for developing and deploying ML solutions.
• Adhere to model governance documentation testing and other best practices in partnership with key stakeholders.

You are:

• Passionate about applying machine learning to solve real-world business challenges.
• Curious about new ML techniques and their practical applications in industry.
• A hands-on builder who enjoys moving solutions from prototype to deployment.
• Comfortable collaborating in cross-functional teams and aligning technical solutions with business goals.

• An effective communicator able to present complex ideas and trade-offs to both technical and non-technical stakeholders.

You have:

• PhD with 01 years of experience Masters degree with 2 years or Bachelors degree with 4 years in Statistics Computer Science Engineering Applied Mathematics or related field.
• Experience in insurance industry (Underwriting Experience is Preferred)
• 2 years of hands-on experience in ML modeling and development.
• Background in insurance and underwriting preferred
• Solid understanding of probability statistics and machine learning fundamentals.
• Strong programming skills in Python and familiarity with frameworks like scikit-learn pandas and numpy.
• Experience with a variety of machine learning techniques (regression classification clustering ensemble methods etc.) and their real-world advantages/drawbacks.
• Excellent problem-solving and analytical skills with attention to detail.
• Strong communication skills and ability to collaborate effectively with product and engineering teams.
• Working knowledge of core software engineering concepts (version control with Git/GitHub testing logging)

Location:

• Three days a week at a Guardian office in New York NY Holmdel NJ Bethlehem PA or Boston MA

Work Authorization

• Guardian Life is not currently or in the foreseeable future sponsoring employment order to be a successful applicant you must be legally authorized to work in the United States without the need for employer sponsorship now or in the future.

Salary Range:

The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education experience knowledge and abilities of the successful addition to salary this role may also be eligible for annual sales or other incentive compensation.

Our Promise

At Guardian youll have the support and flexibility to achieve your professional and personal goals. Through skill-building leadership development and philanthropic opportunities we provide opportunities to build communities and grow your career surrounded by diverse colleagues with high ethical standards.

Inspire Well-Being

As part of Guardians Purpose to inspire well-being we are committed to offering contemporary supportive flexible and inclusive benefits and resources to our colleagues. Explore our company benefits at apply to full-time eligible employees. Interns are not eligible for most Company benefits.

Equal Employment Opportunity

Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age race color creed religion sex affectional or sexual orientation national origin ancestry marital status disability military or veteran status or any other classification protected by applicable law.

Accommodations

Guardian is committed to providing access equal opportunity and reasonable accommodation for individuals with disabilities in employment its services programs and also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individuals known limitations related to pregnancy childbirth or related medical conditions unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process to perform essential job functions and/or to receive other benefits and privileges of employment please contact Please note: this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian refer to the Guardian Careers site.

Visa Sponsorship

Guardian is not currently or in the foreseeable future sponsoring employment order to be a successful applicant. you must be legally authorized to work in the United States without the need for employer sponsorship.

Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.