Life Underwriting Consultant

Bengaluru - India

Monthly Salary: Not Disclosed

Posted on: 30+ days ago

Vacancies: 1 Vacancy

Job Summary

About Ethos

Ethos was built to make it faster and easier to get life insurance for the next million families. Our approach blends industry expertise technology and the human touch to find you the right policy to protect your loved ones.

We leverage deep technology and data science to streamline the life insurance process making it more accessible and convenient. Using predictive analytics we are able to transform a traditionally multi-week process into a modern digital experience for our users that can take just minutes! Weve issued billions in coverage each month and eliminated the traditional barriers ushering the industry into the modern age. Our full-stack technology platform is the backbone of family financial health.

We make getting life insurance easier faster and better for everyone.

Our investors include General Catalyst Sequoia Capital Accel Partners Google Ventures SoftBank and the investment vehicles of Jay-Z Kevin Durant Robert Downey Jr and others. This year we were named on CB Insights Global Insurtech 50 list and BuiltIns Top 100 Midsize Companies in San Francisco. We are scaling quickly and looking for passionate people to protect the next million families!

About the Role

Are you a life insurance underwriter with 3 years of experience who is passionate about the profession of underwriting Are you interested in getting in on the ground floor of a growing team at an insurtech startup Would you enjoy working in a collaborative environment where your opinion matters

Duties and Responsibilities:

Understand underwriting policies guidelines practices and procedures
Determine whether to accept modify or decline a risk through evaluation of an individuals medical history or physical condition occupational hazard and financial background
Communicate effectively both written and verbally to explain underwriting decisions
Influence and champion changes to improve processes while maintaining mortality expectations Work efficiently to gather information necessary for decision making
Ability to independently work assigned requests with minimal direction.
Comfortable with ambiguity.

Qualifications and Skills:

4 year degree preferred
Demonstrated knowledge of all aspects of risk selection (medical non-medical financial) Ability to think critically and problem solve independently
Positive inclusive agile and collaborative mindset
Strong verbal and written communication skills
Term and permanent life insurance underwriting
In process or completed industry designations i.e. LOMA ALMI FMLI ALU FALU

Dont meet every single requirement If youre excited about this role but your past experience doesnt align perfectly with every qualification in the job description we encourage you to apply anyway. At Ethos we are dedicated to building a diverse inclusive and authentic workplace.

We are an equal opportunity employer who values diversity and inclusion and look for applicants who understand embrace and thrive in a multicultural world. We do not discriminate on the basis of race religion color national origin gender sexual orientation age marital status veteran status or disability status. Pursuant to the SF Fair Chance Ordinance we will consider employment for qualified applicants with arrests and conviction records.

To learn more about what information we collect and how it may be used please refer to ourCalifornia CandidatePrivacy Notice.

Recruitment Notice: Please be aware of recruitment scams. All legitimate communication from our team will only come from email addresses ending in @ or @.
We will never ask for payment banking details or sensitive personal information during the hiring process. If you are contacted by someone claiming to represent us from a different email address please treat it as fraudulent.

Required Experience:

Contract

About EthosEthos was built to make it faster and easier to get life insurance for the next million families. Our approach blends industry expertise technology and the human touch to find you the right policy to protect your loved ones.We leverage deep technology and data science to streamline the li...