Life Underwriting Consultant

Ethos Life

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profile Job Location:

Bengaluru - India

profile Monthly Salary: Not Disclosed
Posted on: 30+ days ago
Vacancies: 1 Vacancy
The job posting is outdated and position may be filled

Job Summary

About Ethos

Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform Ethos is transforming the life insurance experience for consumers agents and carriers alike. Ethos offers instant accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought sold and underwritten.

About the Role

Are you a life insurance underwriter with 3 years of experience who is passionate about the profession of underwriting Are you interested in getting in on the ground floor of a growing team at an insurtech startup Would you enjoy working in a collaborative environment where your opinion matters

Duties and Responsibilities:

  • Understand underwriting policies guidelines practices and procedures
  • Determine whether to accept modify or decline a risk through evaluation of an individuals medical history or physical condition occupational hazard and financial background
  • Communicate effectively both written and verbally to explain underwriting decisions
  • Influence and champion changes to improve processes while maintaining mortality expectations Work efficiently to gather information necessary for decision making
  • Ability to independently work assigned requests with minimal direction.
  • Comfortable with ambiguity.

Qualifications and Skills:

  • 4 year degree preferred
  • Demonstrated knowledge of all aspects of risk selection (medical non-medical financial) Ability to think critically and problem solve independently
  • Positive inclusive agile and collaborative mindset
  • Strong verbal and written communication skills
  • Term and permanent life insurance underwriting
  • In process or completed industry designations i.e. LOMA ALMI FMLI ALU FALU

Dont meet every single requirement If youre excited about this role but your past experience doesnt align perfectly with every qualification in the job description we encourage you to apply anyway. At Ethos we are dedicated to building a diverse inclusive and authentic workplace.

We are an equal opportunity employer.. We do not discriminate on the basis of race religion color national origin gender sexual orientation age marital status veteran status or disability status. Pursuant to the SF Fair Chance Ordinance we will consider employment for qualified applicants with arrests and conviction records.

To learn more about what information we collect and how it may be used please refer to ourCalifornia CandidatePrivacy Notice.

Recruitment Notice: Please be aware of recruitment scams. All legitimate communication from our team will only come from email addresses ending in @ or @.
We will never ask for payment banking details or sensitive personal information during the hiring process. If you are contacted by someone claiming to represent us from a different email address please treat it as fraudulent.


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About EthosEthos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform Ethos is transforming the life insurance experience for consumers agents and carr...
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