Senior Credit Risk Manager (80k-120k) at Carmoola

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profile Job Location:

London - UK

profile Monthly Salary: £ 80 - 120
Posted on: 8 hours ago
Vacancies: 1 Vacancy

Job Summary

This is a job that we are recruiting for on behalf of one of our customers.

To apply speak to Jack. Hes an AI agent that sends you unmissable jobs and then helps you ace the interview. Hell make sure you are considered for this role and help you find others if you ask.

Senior Credit Risk Manager

Salary: 80k120k

Company Description: Carmoola VC-backed fintech revolutionizing car finance

Job Description:
Join Carmoola a fast-growing fintech as a Senior Credit Risk Manager to optimize credit risk and affordability strategy. Youll drive growth while safeguarding financial health using data-driven and AI-powered decision-making to shape the future of their car loan offering. This is a high-impact analytical role central to scaling one of the businesss most critical functions.

Location: London UK

Why this role is remarkable:

  • Lead the optimization of credit risk and affordability strategy directly influencing business growth and financial performance.

  • Join a rapidly scaling fintech backed by 430m from top-tier investors (including QED) and trusted by more than 15000 customers.

  • Take ownership in a high-impact role with significant autonomy within a culture built on trust kindness and empowerment.

What you will do:

  • Develop new approaches to credit and affordability using hands-on analytics and robust data-driven decision-making.

  • Build scalable processes that balance customer outcomes operational efficiency and commercial goals.

  • Improve credit performance and reduce arrears rates delivering measurable in-market impact.

The ideal candidate:

  • Has 5 years experience delivering credit results in an auto lending business using data and AI to drive decisions.

  • Strong technical foundation in SQL/Python Open Banking and credit modelling.

  • A structured thinker who thrives in fast-paced complex environments and brings clarity to ambiguous problems.

How to Apply:

To apply for this job speak to Jack our AI recruiter.

Step 1. Visit our website
Step 2. Click Speak with Jack.
Step 3. Login with your LinkedIn profile.
Step 4. Talk to Jack for 20 minutes so he can understand your experience and ambitions.
Step 5. If the hiring manager would like to meet you Jack will make the introduction.


Required Experience:

Manager

This is a job that we are recruiting for on behalf of one of our customers.To apply speak to Jack. Hes an AI agent that sends you unmissable jobs and then helps you ace the interview. Hell make sure you are considered for this role and help you find others if you ask.Senior Credit Risk Manager Salar...
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Key Skills

  • Arm
  • Risk Management
  • Financial Services
  • Cybersecurity
  • COSO
  • PCI
  • Root cause Analysis
  • COBIT
  • NIST Standards
  • SOX
  • Information Security
  • RMF

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