Senior Commercial Lender Los Angeles, Irvine, San Diego, San Francisco CA

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools training and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associates unique experiences background and perspectives and provides a collaborative environment for all employees to grow and thrive.

As a premier California-focused financial services company dedicated to serving its communities families and businesses (small mid-sized and large) CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for Best Bank and Best Commercial Bank from the readers of San Diego Union-Tribune and Orange County Register. Additionally as a division of Zions Bancorporation the bank has collected multiple Greenwich Excellence Awards for Overall Client Satisfaction in Small Business & Middle Market Excellence Awards.

We are looking for a Senior Commercial Lender in Irvine San Diego San Francisco or Los Angeles CA.

Senior Commercial Banker (ESOP)

We are seeking a production-driven and knowledgeable middle-market ESOP Lending Officer to join our growing Commercial Banking team. This role is ideal for a seasoned banker with experience leading ESOP or leveraged lending financing transactions who is ready to take ownership of client relationships structure complex transactions and contribute to the strategic growth of our ESOP lending platform.

Job Responsibilities:

• Originate and structure ESOP transactions for middle-market and corporate clients including partial or complete ESOP conversions recapitalizations and growth financing.
• Manage client relationships from initial engagement through closing and ongoing portfolio management.
• Conduct financial analysis and underwriting in partnership with credit and risk teams.
• Collaborate with external advisors including ESOP consultants trustees and valuation firms to ensure smooth execution.
• Support strategic initiatives to grow the ESOP lending portfolio and enhance market visibility.

• Maintain a strong network within the ESOP advisory ecosystem and middle-market business community.

• Originate and structure ESOP transactions for middle-market and corporate clients including buyouts recapitalizations and growth financing.
• Manage client relationships from initial engagement through closing and ongoing portfolio management.
• Conduct financial analysis and underwriting in partnership with credit and risk teams.
• Collaborate with external advisors including ESOP consultants trustees and valuation firms to ensure smooth execution.
• Support strategic initiatives to grow the ESOP lending portfolio and enhance market visibility.

• Strong network within the ESOP advisory ecosystem and middle-market business community.

• Mentor junior team members and contribute to a collaborative high-performance culture.

• Health Savings (HSA) Flexible Spending (FSA) and dependent care accounts

• Paid Training Paid Time Off (PTO) and 11 Paid Federal Holidays

• 401(k) plan with company match Profit Sharing competitive compensation in line with work experience

• Mental health benefits including coaching and therapy sessions

• Tuition Reimbursement for qualifying employees

• Employee Ambassador preferred banking products

This position is eligible to earn a base salary in the range of $184000 - $225000 annually depending on job-related factors such as level of experience.