Commercial Leveraged Credit Products Analyst

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Job Description:

At Regions the Credit Products Analyst works as part of the credit and underwriting analysis team in support of various client coverage groups. The Analyst serves as the primary analytical support for the Credit Products group and bankers in the origination and execution of underwriting and analysis rolewill support teams in the following segments: Home Builder Finance Income Property Finance Real Estate Corporate Banking Commercial Government and Institutional Banking Equipment Finance Regions Business Capital (asset-based lending) and Corporate and Specialized Industries.

Primary Responsibilities

• Develops and maintains detailed financial models to value companies and depict projected financial
• Conducts extensive financial and industry due diligence to evaluate the risk/return parameters of a transaction results
• Ensures high quality of client deliverables by having strong written communication skills and attention to detail
• Prepares written material including pitches proposals client materials and associated supporting analyses
• Maintains proprietary databases through monitoring news current events transactions and financial information for clients prospects and other industry participants
• Providesexpert service with a high sense of urgency in the coordination of Credit Productsassociatesand coverage bankersto ensure alignment with our mission of delivering the whole bank to the client with speed certainty and creativity
• Supports Credit Products Associates and Product Managers with servicing and portfolio management activities

• Successful candidates will be expected to assume a substantial amount of responsibilityThe Analyst will be required to work in multiple roles and on multiple projects both independently and as part of a team.

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelors degree in accounting finance or related field with proven record of high achievement
• Advanced user of Excel PowerPoint and Word

• The Commercial Leveraged Credit Products Analyst supports CLCP Senior Portfolio Managers (Product Specialists) and Associates in the servicing screening underwriting negotiation and documentation of Commercial leveraged transactions. The Analyst will serve on Deal Teams that evaluate acquisition financings strategic refinancings and other complex transactions.
• Supports Product Specialists and Associates in credit screening end-to-end servicing underwriting closing and documentation of transactions through independent functions and collaboration with team members
• Models transactions for both sponsor and corporate clients
• Performs detailed due diligence in order to properly sensitize model and analyze creditworthiness
• Communicates with coverage and credit risk partners when appropriate
• Helps ensure effective portfolio management of loans post -close
• Upholds consistent underwriting due diligence and legal documentation review practices
• Assists Product Specialists and Associates with review of loan documents pre-closing
• Reviews closing due diligence in collaboration with Product Specialists and Associates
• Maintains market knowledge of leveraged loan pricing structuring and leverage lending financing solutions

Position Type

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience skills knowledge contribution job location and most importantly performance in the job role. As these factors vary by individuals pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

Median:

Incentive Pay Plans:

Benefits Information

Regions offers a benefits package that is flexible comprehensive and recognizes that one size does not fit all for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time

• 401K with Company Match

• Medical Dental and Vision Benefits

• Disability Benefits

• Health Savings Account

• Flexible Spending Account

• Life Insurance

• Parental Leave

• Employee Assistance Program

• Associate Volunteer Program

Please note benefits and plans may be changed amended or terminated with respect to all or any class of associate at any time. To learn more about Regions benefits please click or copy the link below to your browser.

DetailsCharlotte Uptown

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