Credit Products Specialized Industries Product Specialist

Thank you for your interest in a career at Regions. At Regions we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results dedicated to quality strength and integrity and possess the drive to succeed then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates consultants and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes sold or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions Retention Schedule for a minimum of three years. You may review modify or update your information by visiting and logging into the careers section of the system.

Job Description:

At Regions theCredit ProductsSpecialized IndustriesProductSpecialist is a client-facing role partnering directly with coverage on the extension ofcredit products transactions to meet clients individual serves as part of the first line of defense with the coverage team in identifying and mitigating risk in existing and proposedcredit products transactions. The individual will work directly with teammates inCredit Products Credit Risk Client Coverage Capital Markets and other areas of the bank to lead the analysis of credit opportunities underwriting of credit exposure and management of a portfolio of loans and other credit relationships while providing effective challenge to these various individual will provide subject matter expertise and manage the overall delivery ofcredit products to assigned clients.

Primary Responsibilities

• Works in support of coverage banker to develop target set of companies within markets to enhance proper client selectivity

• Able to add value directly to client and coverage in articulating Regions underwriting methods processes and risk appetite for specific credit products

• Maintains market knowledge of loan pricing and structural trends to match client needs with Regionscredit product solutions

• Calls jointly on clients with coverage bankers to understand clients needs and specific risks to client business.

• Works with coverage banker to develop client strategy focusing on existing and potential credit exposure. Assists coverage banker in optimizing relationship through cross sell activities ofcredit products

• Leads the credit process on identifiedcredit product opportunities. Ultimately accountable for structuring underwriting closing and management of new and existingcredit products for clients.

• Serves as the primary contact with Credit Risk

• Oversees ongoing monitoring of existing portfolio by being accountable for periodic assessments and other servicing requirements

• Serves as a mentor/coach to team members specificallyCredit Products Associates assigned to managed clients

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelors degree in Finance Accounting or related field

• Five (5)or more years of underwriting and portfolio management experience

• Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)

• Experience in relationship management either as a coverage banker or as a client facing member of the relationship team

• Legal document and financial analysisexperience

• Understanding of loan structuring needs loan documentation requirements and market knowledge

Skills and Competencies

• Excellent verbal and written communication skills

• Strongproblemsolving and time management skills

• Ability to coach others

• Well organized and detail-oriented

• Abilitytomanage multiple projects under pressure

• Proven leader with ability to make sound judgments

• Ability to negotiate with both internal and external parties

Position Type

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience skills knowledge contribution job location and most importantly performance in the job role. As these factors vary by individuals pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

Median:

Incentive Pay Plans:

Benefits Information

Regions offers a benefits package that is flexible comprehensive and recognizes that one size does not fit all for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time

• 401K with Company Match

• Medical Dental and Vision Benefits

• Disability Benefits

• Health Savings Account

• Flexible Spending Account

• Life Insurance

• Parental Leave

• Employee Assistance Program

• Associate Volunteer Program

Please note benefits and plans may be changed amended or terminated with respect to all or any class of associate at any time. To learn more about Regions benefits please click or copy the link below to your browser.

DetailsCharlotte Uptown

Location: