APAC Wholesale Credit Risk Associate
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Job Location:
Monthly Salary:
Posted on:
11-11-2025
Vacancies:
1 Vacancy
Job Summary
Bring your expertise and passion to JPMorgan this role you will work with a diverse range of Corporate and Financial Institution clients (leveraged financial sponsored and investment grade) and transactions in APAC. If you are eager to join the Credit Risk team and help the firm grow its business responsibly by anticipating new and emerging risks and applying your expert judgement to solve real-world challenges that impact our company customers and communities then this opportunity is for you. As a Wholesale Credit Risk APAC Associate you will be based in Mumbai playing a crucial role in structuring negotiating and developing recommendations for new transaction approvals across a variety of products including loans derivatives and treasury products. You will lead due diligence and credit analysis to assess the creditworthiness of counterparties making recommendations on appropriate structures risk appetite and client grading. Your role will involve structuring and documentation negotiations as well as ongoing credit risk portfolio management. You will also be committed to personal development and fostering team knowledge by coaching and training members of the Analyst community. Your ability to balance a commercial mindset with a sound risk and controls attitude will be key to managing the Firms balance sheet effectively.
Job responsibilities:
- Demonstrate proactive ownership of your assigned portfolio of clients including borrower/market performance and acting as the main point of contact for all internal and external stakeholders for your portfolio
- Conduct transaction due diligence and credit analysis to assess counterparty creditworthiness
- Make recommendations on appropriate structure risk appetite and client grading informed by forward-looking credit analysis
- Lead structuring and documentation negotiations with the support of senior colleagues
- Balance a commercial and solution-driven mindset with a sound risk and controls attitude
- Commit to personal development and foster team knowledge through coaching and training
- Develop close working relationships with various stakeholders/product partners within the Commercial & Investment Bank
- Drive key initiatives and process changes by identifying limitations/gaps in systems risk controls and policies
Required qualifications capabilities and skills:
- Bachelors Degree in Business Finance or a related field
- Minimum of 3 years of experience in credit risk management in the financial services industry
- Familiarity with the concepts of Credit Risk how it may arise and potential mitigants
- Good interpersonal and communication skills with the ability to establish credibility and trust with internal business and risk stakeholders
- Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment
Preferred qualifications capabilities and skills:
- Knowledge of the Corporates and Financial Institutions financial analysis.
- Relevant postgraduate qualifications (e.g. MBA Masters of Finance CFA CA) would be highly regarded
Required Experience:
IC
Key Skills
- Loan Processing
- Sales Experience
- Account Management
- Banking
- Pricing
- Corporate Finance
- Customer Support
- Fair Housing Regulations
- Strategic Planning
- Underwriting
- Sales Management
- Channel Management
About Company
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans ov ... View more
