Lead Financial Crime Operations Analyst

Were on a mission to make money work for everyone.

Were waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card our product offering has grown a lot in the last 10 years in the UK. As well aspersonal and business bank accounts we offer joint accounts accounts for 16-17 year olds a free kids account and credit cards in the UK with more exciting things to come beyond. Our UK customers can also save invest andcombine their pensions with us.

With our hot coral cards and get-paid-early feature combined with financial education on social media and our award winning customer service we have a long history of creating magical moments for our customers!

Were not about selling products - we want to solve problems and change lives through Monzo

Hear from our UK team about what its like working at Monzo

London Cardiff or UK Remote 47600 - 60200 Benefits

Our Financial Crime team...

Our Mission in the Financial Crime & Fraud Collective is to earn and keep our customers trust support Monzos safe growth and contribute to building a safer society. Our Financial Crime Operations Analysts are crucial to the success of this mission.

Youll play a key role by...

The Lead Financial Operations Analyst is the line manager to a diverse team of 6-8 financial crime subject matter experts (we call them operations analysts at Monzo). Their work spans four core pillars in our Financial Crime Operations team - Retail Anti-Money Laundering Retail Screening Business Financial Crime and Law Enforcement Liaison.

Our Financial Crime Operations Analysts work closely with stakeholders across the bank supporting the enhancement of controls and processes maintaining our task-specific guidance completing our highest risk operational tasks and conducting quality control.

Among other things (see below!) youll be responsible for agreeing the teams goals and roadmap prioritising and allocating work and ensuring they are well supported developed and trained.

To succeed in this role youll need strong investigatory skills an intimate understanding of the changing financial crime landscape in the UK and experience leading and developing highly skilled teams.

Your day-to-day:

• Monitoring the day-to-day performance work allocation and addressing identified prioritisation or capacity challenges within the Operations Analyst team.
• Ensuring our financial crime operations teams are equipped with effective Guru guidance and processes.
• Leading the team to complete timely accurate and efficient financial investigations on our most complex cases.
• Supporting the Senior Operations Managers in developing communicating and implementing operational improvements.
• Managing the personal and professional development of your direct reports.
• Contributing to a strong control environment by minimising breaches and risk events and collaborating to resolve operational incidents when they occur.
• Providing timely and useful operational insights to counterparts in financial crime risk keep them informed.
• Working closely and collaboratively with the control owners who are responsible for the financial crime controls that drive operational demand including relevant product squads.

Wed love to hear from you if

• You have experience leading highly-skilled specialist teams in fraud or financial crime.
• You have experience assessing and managing performance across a broad range of complex tasks.
• Youve got the ability to represent Monzos core values and inspire a team to do the same.
• You have experience analysing management information and using it to influence positive change in a financial crime or fraud setting.
• You have experience presenting to senior management on a range of topics.
• You have experience developing knowledge management approaches.
• You have experience collaborating across multiple disciplines (e.g first line risk second line risk product people etc.)
• Youve got a deep understanding of current and emerging fraud and financial crime trends.
• Youve got a solid understanding of applicable UK fraud and financial crime laws and regulation.
• You hold or are working towards a relevant professional certificate. For example: Cifas Fraud and Cyber Academy or a diploma in Anti Money Laundering or a similar industry qualification e.g. ICA Advanced Certificate ACAMS.

Not ticking every box Thats totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo were dedicated to creating a diverse and welcoming team. If youre passionate about this role and keen to learn and grow with us we encourage you to apply even if you dont have everything thats listed just yet. Drop us your application wed love to hear from you!

Whats in it for you...

47600 - 60200 share options.

We offer flexible working hours and trust you to work enough hours to do your job well and at times that suit you and your team.

1000 learning budget each year to use on books training courses and conferences.

We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

Plus lots more! Read our full list of benefits.

The application journey has 4 key steps...

• Application questions
• Recruiter call
• Leadership & values interview
• Role specific interview

This process should take around 3-4 weeks - your schedule is really important to us so we promise to be as flexible as possible!

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

Well only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you dont miss out.

#LI-REMOTE #LI-JI1

Equal opportunities for everyone

Diversity and inclusion are a priority for us and were making sure we have lots of support for all of our people to grow at Monzo. At Monzo were embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

Were an equal opportunity employer. All applicants will be considered for employment without attention to age ethnicity religion sex sexual orientation gender identity family or parental status national origin or veteran neurodiversity or disability status.

If you have a preferred name please use it to apply. We dont need full or birth names at application stage