US Mortgage Process (L2)

ADVENXA

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profile Job Location:

Kochi - India

profile Monthly Salary: INR 35000 - 55000
profile Experience Required: 1-3years
Posted on: 30+ days ago
Vacancies: 1 Vacancy

Job Summary

US Mortgage Processor

Location: Infopark Kochi

Qualification: Graduation (Mandatory excluded)

Experience: Minimum 1 to 3 years of experience in US Mortgage underwriting required

Work Days: 5 Days a Week

Salary: Upto 6 LPA (Based on previous experience and package)

Shift: 6 PM- 3AM

Immediate Joiners are Preferred


Responsibilities
  • Assess complex loan transactions including credit reports income documents asset verification appraisals and title documents ensuring compliance with FNMA/FHLMC guidelines.

  • Perform credit analysis and risk assessment to determine borrower eligibility.

  • Conduct financial statement analysis including tax returns pay stubs W-2s and bank statements.

  • Validate and analyze loan applications using Automated Underwriting Systems (AUS).

  • Conduct property valuation and appraisal review to confirm market value and guideline adherence.

  • Review and validate all mortgage-related documents to ensure regulatory and operational compliance.

  • Identify and resolve data discrepancies and underwriting challenges.

  • Maintain up-to-date knowledge of mortgage documentation requirements for various loan programs.



Requirements

  • Strong familiarity with FNMA and FHLMC guidelines is mandatory.

  • Proficiency in Automated Underwriting Systems (AUS).

  • Experience in credit income asset and property document analysis.

  • Laura Mac experience is a plus.

  • Excellent analytical and problem-solving skills.

  • Strong verbal and written communication skills.



Benefits


  • Provident Fund
  • Commuter Assistance



Required Skills:

2 years of US Mortgage


Required Education:

Graduation except BTECH

US Mortgage Processor Location: Infopark KochiQualification: Graduation (Mandatory excluded)Experience: Minimum 1 to 3 years of experience in US Mortgage underwriting requiredWork Days: 5 Days a WeekSalary: Upto 6 LPA (Based on previous experience and package)Shift: 6 PM- 3AMImmediate Joiners are ...
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Company Industry

IT Services and IT Consulting

Key Skills

  • Loan Origination
  • Sales Experience
  • Microsoft Office
  • Financial Services
  • Customer Service
  • Organizational skills
  • Communication skills
  • Military Experience
  • Fair Housing Regulations
  • Inside Sales
  • Outside Sales
  • Word Processing