Credit Risk Manager
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Job Location:
Harrison, MS - USA
Yearly Salary:
USD 90000 - 130000
Posted on:
30-10-2025
Vacancies:
1 Vacancy
Job Summary
Our client a major Chemical producer is seeking their Credit Risk Manager to join them in Florida. The Credit Risk Manager is responsible for evaluating and managing credit exposure across a diverse portfolio of customers and vendors in the global chemical trading industry. This role will partner closely with internal stakeholders to maintain a healthy balance between growth and financial security. The ideal candidate will bring strong financial acumen collaborative instincts and a proactive approach to managing risk in a dynamic environment.
Job Description:
Job Description:
Credit Evaluation & Monitoring:
- Evaluate new and existing customer creditworthiness using financial statements credit reports agency ratings (Moodys D&B etc.) and industry benchmarks.
- Assign and maintain internal risk ratings on customers and vendors.
- Recommend and approve credit limits increases reductions and on-boarding final approvals based on comprehensive risk assessments.
- Monitor future credit limit exceedance risks by staying ahead of pending deals contracts and pipeline activity.
- Request and review financials from clients to support ongoing assessments.
- Continuously investigate new tools or methodologies for evaluating credit exposure.
Internal Collaboration & Communication:
- Maintain constant communication with trade sales and procurement teams to stay informed on new deals prospective customers and developing risks.
- Collaborate with internal teams regarding past dues credit exposure status and customer concerns.
- Evaluate new and existing customer creditworthiness using financial statements credit reports agency ratings (Moodys D&B etc.) and industry benchmarks.
- Assign and maintain internal risk ratings on customers and vendors.
- Recommend and approve credit limits increases reductions and onboarding final approvals based on comprehensive risk assessments.
- Monitor future credit limit exceedance risks by staying ahead of pending deals contracts and pipeline activity.
- Request and review financials from clients to support ongoing assessments.
- Continuously investigate new tools or methodologies for evaluating credit exposure.
- Internal Collaboration & Communication:
- Maintain constant communication with trade sales and procurement teams to stay informed on new deals prospective customers and developing risks.
- Collaborate with internal teams regarding past dues credit exposure status and customer concerns.
- Provide support to the accounting and operations teams with compliance-related activities as needed.
- Support borrowing base reporting and communication with finance leadership.
Vendor Risk Management:
- Vet vendors for potential credit and compliance risks ensuring risk exposure is assessed across both customer and supplier sides.
Insurance & Compliance:
- Manage the credit insurance policy and maintain the relationship with the insurance broker to ensure optimal coverage and negotiate better premiums.
- Assist with claims and incident management as well as tonnage tax support.
- Ensure alignment with banking insurance and industry compliance standards.
Reporting & Risk Visibility:
- Develop and maintain dynamic credit exposure reports and dashboards for leadership showing real-time data across entities.
Key Responsibilities:
Credit Evaluation & Monitoring:
- Provide timely updates and alerts regarding high-risk accounts limit exceedances and overall exposure trends.
Requirements:
- Bachelors degree in Finance Accounting Economics or related field.
- 57 years of experience in credit risk analysis preferably within the commodity trading or chemical industries.
- Strong knowledge of financial statement analysis credit insurance and credit rating systems.
- Experience working with ERP systems and risk management platforms.
- Excellent analytical communication and organizational skills.
- Proven ability to collaborate across departments and lead credit-related initiatives.
- Attention to detail with the ability to interpret financial and operational data.
Preferred but Not Required:
Experience with:
- Insurance policy and claims administration.
- Vendor and contract risk evaluation.
- International trading credit structures.
- Compliance or regulatory reporting.
Benefits:
- Competitive salary and performance-based bonuses.
- Compensation: 90k-130k plus bonus and all Benefits.
- Health dental and vision insurance.
- Retirement savings plan with company match.
- Career development and training opportunities.
- Friendly and collaborative work environment.
Location: West Harrison NY.
Contact: Kevin J. Collins //
Required Experience:
Manager
Key Skills
- Arm
- Risk Management
- Financial Services
- Cybersecurity
- COSO
- PCI
- Root cause Analysis
- COBIT
- NIST Standards
- SOX
- Information Security
- RMF
