Originator, Debt Finance (CRE & C&I Lending)
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Job Location:
New York City, NY - USA
Monthly Salary:
Not Disclosed
Posted on:
25-10-2025
Vacancies:
1 Vacancy
Job Summary
Join OakNorth and help reshape the future of business lending in the US!
At OakNorth were on the hunt for exceptional talent to join our growing US team and help scale our lending business across the country. Since our launch in 2015 weve lent more than $18 billion to ambitious entrepreneurs in the UK and over $1.5 billion in the US since summer 2023. Our lending has helped create 36000 new jobs and 58000 new homes and were only just getting started.
If youre ready to make an impact challenge the status quo and be part of a mission-driven team transforming commercial banking wed love to hear from you.
At OakNorth were looking for an Originator to help grow our lending business across the United States focussing on CRE and C&I lending.
The originator will take end-to-end ownership with a strong focus on credit discipline and building a customer experience that is unmatched in the market marrying high quality 1:1 relationship with the power of OakNorths platform.
Like our customer base we think and act like entrepreneurs an ownership mindset is critical to success at OakNorth. For this new role helping build not only the US book of business but the US team as well this is especially true.
As an Originator on the US team you will leverage your extensive rolodex of customers and potential team members to help accelerate our journey building upon the c. $2bn we have originated in the US so far focusing on Operational Real estate deals in the US including Healthcare Hotels Assisted Living ect
What you will do
- Be a key member of the existing launch team bringing your extensive knowledge of US lending to bear while leveraging the power of OakNorths proven model and world-class data and analytics
- Build a book of business in the US through sourcing structuring and executing transactions in-line with our lending ethos high yielding with a conservative credit approach
- Build on the asset classes in which OakNorth have lent on to date and providing knowledge and insight to new areas to lend
- Own manage and develop customer relationships putting experience and delight at the forefront and serving as a true partner vs. just a banker
- Drive innovation in our product proposition to improve customer experience levels whilst maintaining asset quality whether this be in the direct origination or lender finance space
- Set and meet aspirational team and individual targets including profit credit quality new customers retention and customer satisfaction
- Own the end-to-end deal process including build a healthy pipeline and the reputation of OakNorth with customers financial sponsors developers etc.
- Work with borrowers from initial conversation through closing and in-life guiding them through our lending process
- Work together with our Credit Analytics team to prepare credit memos
- Ensure transactions are documented in accordance with credit approved terms and sanctions
- Continue to identify new opportunities for existing clients and leveraging their networks to uncover new prospects
- Collaborate with our team of world-class lenders credit professionals transaction lawyers and others across the US UK and India while living OakNorths values at all times
What we are looking for:
- In-depth understanding of the US market with an extensive network in CRE and C&I lending both customers and potential team members
- The entrepreneurial itch and desire to get in on the ground floor of our US venture
- Willingness to think differently as we redefine commercial lending in the US
- Work closely with the existing US Debt Originations team to grow the business successfully
- In-depth understanding of the US market with an extensive network in Commercial Real Estate lending both customers and potential team members
- Proven success within Operational Real estate deals and being able to prove a continued excellence for new transactions
- Strong credit financial analysis and modelling skills including the ability to read strong structured credit papers and present these clearly at credit committee
- Strong problem-solving ability capacity to think creatively through different deal structures and aptitude to partner with our legal team on documenting these
- Obsession with customers with excellent communication and customer facing skills and ability to build long-term lasting relationships
$170000 - $250000 a year
Benefits & Perks:
401k plan with Principal (ON match up to 4%)
Medical Care (managed through Insperity) - employees can add their family to their plan if needed
Dental & Vision bundle
Insperity Health Savings Account Program - this is a tax-advantaged employee benefit which can help manage health care costs by allowing employees to set aside some of their current earnings on a pretax basis for reimbursement of qualified health care expenses during the plan year
EAP
20 days Holiday
We may use artificial intelligence (AI) tools to support parts of the hiring process such as reviewing applications analyzing resumes or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed please contact us.
Key Skills
- Anti Money Laundering
- English Speaking
- Data Entry
- Food
- Investigation
- Adobe Indesign
About Company
OakNorth Credit Intelligence Suite transforms commercial lending, giving banks 360° views of borrowers, with deeply granular, forward-looking insight, to improve efficiencies, lower credit risk, and drive profitable growth through economic cycles. Banks lend smarter, lend faster, and ... View more
