Product Manager Small Business

Enovas hybrid work model allows employees to work in the office T W and TH with the option to work from home on Monday and Friday.

About the role:

Enova (parent company of OnDeck and Headway Capital) is looking for product managers to help power small business (SMB) growth in the United States. As a Senior Product Manager at Enova you will help shape the future of our SMB lending products and platforms.
Our mission is to create innovative lending experiences and financial products that help small businesses succeed. You will be at the center of this mission working with a cross-functional team to identify high-impact problems deliver scalable solutions and drive real business outcomes for our customers and Enova.

Responsibilities:

• Own the end-to-end product lifecycle for specific components of the SMB lending platform focusing on continuous problem discovery hypothesis validation and effective delivery of high-impact solutions.
• Contribute to and execute the strategic product roadmap ensuring efforts are deeply informed by quantitative data market analysis and qualitative customer insights from interviews and testing.
• Support the modernization of legacy systems build new experiences and help shape platform infrastructure to support future growth.
• Collaborate with senior leaders and other PMs to help drive consensus on opportunity sizing and prioritization. Define detailed requirements and success metrics ensuring the roadmap is aligned with validated customer needs and strategic goals.
• Partner with Agile Engineering teams to deliver innovative features and functionality representing the customers perspective and participating in developing the teams understanding of the business rationale underlying tasks and projects.
• Proactively identify research and test new product opportunities and trade-offs in their product area to enhance the partner experience.
• Construct business cases with manager support and collaborate with stakeholders to secure buy-in. Work with Engineering to estimate size elaborate on scope and requirements clarify detailed design and obtain sign-off on developed features before launch.
• Effectively communicate the value of the teams initiatives and act as an ambassador for the product area within the SMB organization.
• Ensure product delivery aligns with established goals and key results using data insights to inform and evaluate outcomes.
• Be the owner of the teams roadmap and execute the project plan appropriately and effectively with limited supervision solving problems independently.
• Maintain awareness of competitors and the industry for the product areas use case to inform product strategy.
• Regularly talk to customers (internal and/or external) to develop a clear understanding of their needs.

Requirements:

• 24 years of product management experience preferably in fintech lending B2B SaaS or a regulated complex industry.
• Demonstrated commitment to customer-centric solutions.
• A strong foundation in leveraging data for user behavior analysis and product opportunity identification.
• Experience working effectively with agile teams and managing project milestones.
• Strong communication skills for collaborating with diverse stakeholders both technical and non-technical.
• Identify define and enhance analytical tools and reporting capabilities needed to monitor product performance track key metrics and provide data-driven insights to stakeholders.

Compensation:

For Colorado-based candidates the budgeted range is $100000-$120000 but actual compensation may vary based on experience including a candidates qualifications skills competencies and experience and may fall outside of the range shown. The successful candidate may also be eligible to participate in incentive plans and the Companys benefits plans. More details about our company benefits can be found at the following link: Enova Benefits

Benefits & Perks:

• Our hybrid roles require in-office work Tuesday through Thursday with remote flexibility on Mondays and Fridays. This schedule fosters collaboration team connection and strategic planning enhancing communication and effectiveness to drive results.
• Health dental and vision insurance including mental health benefits
• 401(k) matching plus a roth option (U.S. Based employees only)
• PTO & paid holidays off
• Sabbatical program (for eligible roles)
• Summer hours (for eligible roles)
• Paid parental leave
• DEI groups (B.L.A.C.K. @ Enova HOLA @ Enova Women @ Enova Pride @ Enova South Asians @ Enova APEX @ Enova and Parents @ Enova)
• Employee recognition and rewards program
• Charitable matching and a paid volunteer dayPlus so much more!

About Enova

Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossusplatform. We serve non-prime consumers and businesses alike while offering world-class technology and services to traditional banksin order to create accessible credit for millions.

Being a values-driven organization is at the core of Enovas success. We live our values by listening to our customers challenging assumptions thinking big setting high expectations and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enovas values and culture here.

It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job without regard to any other classification protected by federal state or local law. California Applicants: Click here to review our California Privacy Policy for Job Applicants.