Senior AML Policy & Monitoring Analyst

About Addi

We are a leading financial platform building the future of payments shopping and bankinga world where consumers and merchants can transact effortlessly grow together and where we create abundance and generate pride in them. Today we serve over 2 million customers and partner with more than 20000 merchants making Addi Colombias fastest-growing marketplace.

We provide banking solutions (deposits payments unsecured credit) and commerce services (e-commerce marketing) using state-of-the-art technology bridging the financial gap for millions and redefining how people experience financial freedom. As the countrys leading Buy Now Pay Later provider we have secured regulatory approval to operate as a bank unlocking even greater opportunities for our the past year we have also achieved profitability reinforcing the strength of our business model and our ability to scale sustainably.

Our mission has earned the trust of world-class investors including Andreessen Horowitz Architect Capital GIC Goldman Sachs Greycroft Monashees Notable Capital Quona Capital Union Square Ventures Victory Park Capital and more who back our vision for the future. With their support we are not just growingwe are transforming Latin Americas financial ecosystem and shaping the next generation to shop pay and bank in Colombia.

But what truly sets us apart is how we build. We are a conscious company driven by deep experience in scaling technology services and products and we live by our values every day.

About the Role

This is where you come in. Below youll find what this role is all aboutthe impact youll drive the challenges youll tackle and what it takes to thrive at Addi. If youre ready to be part of something big keep reading.

Whats the mission youll drive

Protect Addis financial platform and new bank operations by leading the efficient execution and continuous improvement of Anti-Money Laundering (AML) due diligence sanctions screening and transaction monitoring processes ensuring zero-tolerance regulatory compliance (SARLAFT/ROS) to support sustainable growth and the companys status as a regulated entity.

What you will do

• Reduce AML Case Resolution Time by redesigning the case management workflow and improving documentation standards ensuring full audit readiness and faster responses to potential threats.

• Automate manual Enhanced Due Diligence (EDD) data collection tasks s by partnering with the Engineering team to implement new tools freeing up analyst capacity for high-risk and complex investigations.

• Achieve a 98% accuracy rate on sanctions screenings by refining screening rules and streamlining the alert escalation process ensuring full compliance with OFAC UN and other relevant sanctions lists.

• Improve Suspicious Activity Report (SAR/ROS) quality by launching a new quality assurance (QA) framework within 6 months resulting in a 50% reduction in submission errors and strengthening our relationship with regulators.

What were looking for

• Demonstrates Deep Regulatory & Risk Expertise

  • Applies comprehensive knowledge of AML/CFT frameworks (including SARLAFT) to ensure compliance across all due diligence and monitoring activities.

  • Interprets and operationalizes international sanctions programs (OFAC UN EU) to manage risk exposure effectively.

  • Evaluates complex transactional scenarios to determine potential suspicious activity escalating cases appropriately and supporting regulatory reporting.

• Proven Experience in Operational Execution & Case Management

  • Conducts and documents end-to-end AML investigations with precision ensuring traceable audit-ready records that meet regulatory expectations.

  • Manages regulatory reporting processes (e.g. ROS/SAR submissions) within required timelines and quality standards.

  • Continuously improves due diligence and monitoring workflows by identifying process gaps and implementing control enhancements.

• Exhibits Strong Collaboration & Cross-Functional Influence

  • Builds trusted partnerships with Product Engineering Risk and Legal teams to integrate AML and DDI requirements into business operations.

  • Clearly communicates complex compliance concepts to non-specialist audiences translating risks into actionable guidance.

  • Influences cross-functional decision-making to ensure business growth is aligned with regulatory expectations and ethical standards.

• Has Solid Professional AML Background & Growth Mindset

  • Holds a Bachelors degree in Systems or Industrial Engineering Finance Business Administration Economics or related discipline with 3 years of experience in AML sanctions or financial crime compliance.

  • Brings an analytical detail-oriented and outcome-driven mindset to manage high-stakes compliance scenarios in dynamic environments.

  • Adapts quickly to evolving regulations and business needs demonstrating agility typical of fast-growth fintech or startup contexts.

  • Maintains or pursues relevant professional certifications (e.g. SARLAFT FIBA ACAMS Risk Management) to strengthen technical credibility.

Why join us

• Work on a problem that truly matters We are redefining how people shop pay and bank in Colombia breaking down financial barriers and empowering millions. Your work will directly impact customers lives by creating more accessible seamless and fair financial services.

• Be part of something big from the ground up This is your chance to help shape a company influencing everything from our technology and strategy to our culture and values. You wont just be an employeeyoull be an owner

• Unparalleled growth opportunity The market were tackling is massive and were growing faster than almost any fintech lender at our stage. If youre looking for a high-impact role in a company thats scaling fast this is it.

• Join a world-class team Work alongside top-tier talent from around the world in an environment where excellence ownership and collaboration are at the core of everything we do. We care deeply about what we build and how we build itand we want you to be a part of it.

• Competitive compensation & meaningful ownership We believe in rewarding our talent. Youll receive a generous salary equity in the company and benefits that go beyond the basics to support your growth.

How the hiring process looks like

We believe in a fast transparent and engaging hiring experience that allows both you and us to determine if theres a great fit. Heres what our process looks like:

• Step 1: People Interview (30 min)
  A conversation with a recruiter to get to know you your experience and what youre looking for. Well also share more about Addi our culture and the role.

• Step 2: Initial Interview (45-60 min)
  A more in-depth conversation with the hiring manager where we explore your skills experience and problem-solving approach. We want to understand how you think and work.

• Step 3: Case Study (3-5 Days)
  You may receive a real-world challenge or case study to complete. This is a chance to showcase your expertise and how you approach key problems relevant to the role.

• Step 4: Co-Founder Interview
  If theres a strong match youll have a final conversation with our Founder to align on expectations cultural fit and ensure mutual excitement. From there well move quickly to an offer and discuss next steps.

We value efficiency and respect for your time so we aim to complete the process as quickly as possible. Our goal is to make this experience insightful and exciting for you just as much as it is for us. Regardless of the outcome we are committed to always providing feedback ensuring that you walk away with valuable insights from your experience with us.

Required Experience:

Senior IC