Middle Market Fire Underwriter

Role Purpose:

Set implement and achieve underwriting profit goals in accordance with business plan. Ensure underwriting integrity through appropriate deployment of underwriting guidelines and controls consistency of approach towards risk selection pricing and the correct use of capacity whilst recognising market conditions demonstrating adaptability to changing market and regulatory environments.

Key responsibilities:

• Underwrite new business and complex renewals according to defined underwriting guidelines specified budget and local business planaligning coverage with risk and applying critical thinking to risk selection and pricing.
• Portfolio Management:
  • Define and build an underwriting strategy forecast and portfolio management to achieve underwriting profitabilityleveraging data insights to inform decisions and manage the portfolio strategically.
  • Ensure quality control within defined area of responsibility by undertaking quantitative underwriting review to develop best performers segments.
• Product Development:
  • Pprioritize and develop products within Fire Line to improve client retention and new businessdemonstrating adaptability and opportunity management in response to evolving client needs.
  • The above involves collaborating with peers within and across business lines in Europe.
• Sales Discipline:
  • Represent and promote Chubb to brokers increasing Chubb market visibilityshowcasing business presentation skills and building strong relationships.
  • Have a clear targeting and defined broker visit plan.
  • Pipeline Management.
  • Maximize cross selling in collaboration with other lines of businessdemonstrating sales acumen and cross-selling ability.
  • Work closely with the Middle Market Manager in Madrid to ensure we optimize all new business opportunities and we reinforce our brand within the broker community in Spain.
• Compliance and procedures:
  • Comply with all policies controls authorities and reporting requirementsensuring contract knowledge and accurate documentation of underwriting thought processes.
  • Work within the framework of Chubb service standards meeting company standards in respect of policy documentation timeframe for quoting new and renewal business and compliance issues.
  • Work within the framework of Chubb ethical standards.

Skills / Experience Required:

• Engineer background is a plus if not bachelors degree in business administration Economic or similar.
• Spanish native or bilingual. Proficiency in English.
• At least 3 years experience as Property Underwriter.
• Used to work in a multinational company.
• Comprehensive understanding and working knowledge of the product line the Spanish insurance market and competitors.
• Solid experience in dealing with brokers and clients. Ability to negotiate and get profitable business in accordance with company UW guidelines.
• Results driven with ability to make own decisions within the scope of technical Underwriting Guides and developed strategy line and work on own initiativewith strong prioritization of work and problem-solving skills.
• Experience in underwriting and risk analysis without reliance on reinsurance market.
• Excellent communication and commercial skills.
• Client orientated and business focusdelivering premium service and maintaining portfolio integrity.
• Understanding on how individual underwriting decisions impact on business results
• Advance user of Microsoft office: Word Excel PowerPoint Outlook

What we offer in return:

• 32days of vacation a year
• 2 days working from home option additional flexible days
• Working from home allowance
• Entry time flexibility
• Private medical insurance
• Life and accident insurance
• Meal allowance
• Pension plan
• Stock purchase plan
• Flexible compensation scheme
• Wellhub
• Employee assistance program
• Comprehensive Learning & Development offer

Integrity. Client Focus. Respect. Excellence. Teamwork
Our core values dictate how we live and work. Were an ethical and honest company thats wholly committed to its clients. A business thats engaged in mutual trust and respect for its employees and partners. A place where colleagues perform at the highest levels. And a working environment thats collaborative and supportive.

Diversity & Inclusion
At Chubb we consider our people our chief competitive advantage and as such we treat colleagues candidates clients and business partners with equality fairness and respect regardless of their age disability race religion or belief gender sexual orientation marital status or family circumstances.

We are committed to ensuring our recruitment process is inclusive and accessible to all. If you have a disability or long-term condition (for example dyslexia anxiety autism a mobility condition or hearing loss) and need us to make any reasonable adjustments changes or do anything differently during the recruitment process please let us know in your application or in any future discussions with our recruiters.

Equal Opportunity Statement
It is our policy to provide equal employment opportunity in all of our employment practices without regard to race color religion sex national origin ancestry marital status age individuals with disabilities sexual orientation or gender identity or expression or any other legally protected category.

Applicants for positions with Chubb Spain must be legally authorized to work in Spain.