Credit Administration Analyst

At Ayvens progress starts with you.

Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us and get better with every move.

Objective of the role
Job holder receive and analyze the credit requests from Ayvens Group Entities to ensure that documentation is complete and compliant with all relevant regulations and company policy and the preceding steps of credit analysis are done and the credit analysis process could be launched. Job holder is also responsible for implementation of the decision. To achieve this the job holder needs to perform the following tasks.

His / Her main responsibilities are:
Ensuring adherence with policy and requirements together with high standard of working;
Analyzing data and documents from multiple sources and files according to the quality agreements;
Ensuring the documentation is complete and in compliance with policy and requirements together with high standard of working;
Performs preliminary checks for credit analysis process starting and takes the necessary actions to complete preliminary steps (e.g. group constitution primary client responsibility unit automatic approvals etc.)
Implements the decision in the system and notifies interested parties of the decision;

Areas of responsibilities
Impact on Business:
Ensure to receive quality and complete documentation for each credit request
Recommend/undertake further diligence where required
Support Risk and Sales teams for continuous improvement

Stakeholder Management:
Analyze documentation for credit requests from Ayvens Group entities in accordance with the Group Policy local regulatory requirements and respect Sign off authority
Request additional documentation from Sales teams to ensure clarity and consistency for recommendation/decision
Give feedback to Ayvens Group entities for improvements on credit process
Support Credit Analysis team in producing timely high-quality analysis and address quality issues as the case may be
Ensure that all credit requests analyzed are correctly sent to the credit analysis team
Provide technical support/ training to the teams with the required frequency so that the Credit process is performed in an efficient high quality and professional manner
Maintain the credit process updated as per the latest procedural/ policy changes
Propose improvements to the Risk process as per the knowledge gathered from other Ayvens Group entities
Work closely with the line manager to ensure timely completion of profiles and prioritize workload to meet the daily and weekly objectives

Job requirements
Attention to detail
Excellent communication and interpersonal skills with the ability to influence and negotiate effectively at all levels of the organization
University degree/diploma (e.g. in Law Economics etc)
Knowledge of MS Office suite
Experience in the Finance and Banking industry environment is a plus
Minimum 1/2 years of experience with a financial institution or equivalent detailed process (preferably in the Credit Administration / Business Support /Credit Analysis/ Risk Analysis/ Lending area)
Fluent in English written and spoken/ Any other language spoken is a plus

As a member of our team you will benefit from:
25 days of annual leave;
1 sick day/year;
1 day off for your birthday;
Family Private healthcare subscription at Sanador/Regina Maria ;
Monthly budget in Benefit Platform;
Holiday gifts for Easter Christmas through Benefits Platform;
Loyalty bonus at 3 and 5 years seniority in company;
Special events bonus (marriage child birth other);
Opportunities and trainings for ongoing professional growth and career advancement;
Hybrid work setup - 2 days/week in the office (Timpuri noi metro station).
Discounts for dental care from Edent clinic
Massage in the office on Tuesday and Wednesday

Why Ayvens

With over 3.4 million vehicles managed across more than 42 countries we provide full-service leasing flexible subscription services fleet management services and multi-mobility solutions to customers of all sizes including large corporates SMEs professionals and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive.

At Ayvens we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. Were committed to sustainable mobility and have made it a core part of our everything we do were guided by the principles of authenticity curiosity commitment and collaboration. We aim to foster an organisation thats diverse in people and ideas where everyone can thrive and be themselves no matter who they are.

Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates news and insights.

*ALD Automotive LeasePlan are rebranding to Ayvens across all 42 countries by 2025.