Legal Capital Markets Laywer

About Addi

We are a leading financial platform building the future of payments shopping and bankinga world where consumers and merchants can transact effortlessly grow together and where we create abundance and generate pride in them. Today we serve over 2 million customers and partner with more than 20000 merchants making Addi Colombias fastest-growing marketplace.

We provide banking solutions (deposits payments unsecured credit) and commerce services (e-commerce marketing) using state-of-the-art technology bridging the financial gap for millions and redefining how people experience financial freedom. As the countrys leading Buy Now Pay Later provider we have secured regulatory approval to operate as a bank unlocking even greater opportunities for our the past year we have also achieved profitability reinforcing the strength of our business model and our ability to scale sustainably.

Our mission has earned the trust of world-class investors including Andreessen Horowitz Architect Capital GIC Goldman Sachs Greycroft Monashees Notable Capital Quona Capital Union Square Ventures Victory Park Capital and more who back our vision for the future. With their support we are not just growingwe are transforming Latin Americas financial ecosystem and shaping the next generation to shop pay and bank in Colombia.

But what truly sets us apart is how we build. We are a conscious company driven by deep experience in scaling technology services and products and we live by our values every day.

About the Role

This is where you come in. Below youll find what this role is all aboutthe impact youll drive the challenges youll tackle and what it takes to thrive at Addi. If youre ready to be part of something big keep reading.

Whats the mission youll drive

Be a proactive member of the team driving the successful execution of Addis capital markets strategy by structuring and negotiating complex debt facilities that fuel our growth while ensuring our funding operations are efficient scalable and prepared for our transition into a regulated compañía de financiamiento

What you will do

• Close a growing pipeline of new or renewed debt facilities independently managing negotiations with local and international lenders to secure the capital needed for our loan book growth targets.

• Reduce the average closing time for standard debt facilities by developing and implementing standardized legal templates negotiation playbooks and improving internal stakeholder alignment processes.

• Support the structuring and closing of at least one new diversified funding structure (e.g. securitization private placement) expanding our funding sources beyond traditional warehouse facilities.

• Become a key legal point of contact and a trusted advisor for the Capital Markets team demonstrating deep subject matter expertise and proactive problem-solving in all funding transactions while maintaining a direct communication channel with the Senior Legal Capital Markets Manager.

What were looking for

• Experienced in financial and structured transactions

  • At least 4 years of experience in the banking & finance capital markets or structured finance practice of a top-tier law firm.

  • Proven track record as a key lawyer on multiple closed debt financing transactions particularly cross-border deals involving asset-backed securities warehouse facilities or securitizations.

  • Demonstrated success in leading negotiations and managing transaction closings (closing checklists and signing process) for complex financial agreements in both English and Spanish.

  • Ideally has direct experience advising banks or other regulated financial entities on financing transactions or regulatory capital.

  • Ideally understands the specific legal and compliance constraints of operating as a regulated entity.

• Proven track record of executing complex financing transactions

  • Demonstrates deep knowledge of cross-border asset-backed financing especially warehouse facilities securitizations and revolving credit facilities.

  • Balances the companys need for speed and efficiency while effectively protecting its legal and commercial interests.

  • Has experience in managing drafts of legal documents and all legal aspects of a financing deal from term sheet to closing and monitoring post-closing covenants.

  • Asks questions context and guidance when needed either due to the complexities of a particular transactions or for lack of familiarity with the companys standards and interests.

• Demonstrates negotiation skills with sophisticated counterparts

  • Successfully negotiates complex multi-party agreements with international and local lenders.

  • Maintains a firm solution-oriented (pro-business) approach to find common ground and close deals on favorable terms.

  • Clearly articulates legal risks and commercial implications to internal stakeholders to drive decisive action.

  • Is not afraid and has enough discretion to reach out to the GC or Senior Legal Capital Markets Manager to get involved or support he/her in a particular complex negotiation.

• Possesses basic financial and capital markets regulatory acumen

  • Identifies (or asks the relevant questions to identify) potential red flags in transactions by applying a solid understanding of relevant regulations.

  • Effectively partners with external counsel to navigate complex regulatory landscapes in Colombia and other key jurisdictions.

  • Proactively stays updated on regulatory changes that could impact current and future funding structures.

• Track record of exceptional stakeholder management and communication

  • Builds strong trust-based relationships with internal teams (Legal Capital Markets Finance) and external partners.

  • Communicates complex legal concepts clearly and concisely to non-lawyers including senior executives.

  • Negotiates and drafts complex legal documents fluently in both English and Spanish.

• Demonstrates a high-impact problem-solving mindset with full ownership

  • Thrives in a fast-paced ambiguous environment managing multiple high-stakes projects simultaneously.

  • Takes end-to-end ownership of their work anticipating potential roadblocks and developing creative commercially-viable solutions.

  • Operates with a sense of urgency and autonomy to drive results but being critical enough to take any necessary pause and involve thir parties (either member of the Legal team or external counsel) when needed.

Why join us

• Work on a problem that truly matters We are redefining how people shop pay and bank in Colombia breaking down financial barriers and empowering millions. Your work will directly impact customers lives by creating more accessible seamless and fair financial services.

• Be part of something big from the ground up This is your chance to help shape a company influencing everything from our technology and strategy to our culture and values. You wont just be an employeeyoull be an owner

• Unparalleled growth opportunity The market were tackling is massive and were growing faster than almost any fintech lender at our stage. If youre looking for a high-impact role in a company thats scaling fast this is it.

• Join a world-class team Work alongside top-tier talent from around the world in an environment where excellence ownership and collaboration are at the core of everything we do. We care deeply about what we build and how we build itand we want you to be a part of it.

• Competitive compensation & meaningful ownership We believe in rewarding our talent. Youll receive a generous salary equity in the company and benefits that go beyond the basics to support your growth.

How the hiring process looks like

We believe in a fast transparent and engaging hiring experience that allows both you and us to determine if theres a great fit. Heres what our process looks like:

• Step 1: People Interview (30 min)
  A conversation with a recruiter or hiring manager to get to know you your experience and what youre looking for. Well also share more about Addi our culture and the role.

• Step 2: Initial Interview (45 mins)

  A more in-depth conversation with the hiring manager where we explore your skills experience and problem-solving approach. We want to understand how you think and w

• Step 3: Deep Dive Interview (30 mins)

  Youll meet future colleagues and cross-functional team members (Vp of Cap Markets Head of Legal and General Counsel) to get a feel for how we work together. Were looking for strong contributors and cultural fits so bring your questions too!

• Step 4: Case Study (3-5 Days)
  You may receive a real-world challenge or case study to complete. This is a chance to showcase your expertise and how you approach key problems relevant to the role.

• Step 4: Co-Founder Interview
  If theres a strong match youll have a final conversation with our Founder to align on expectations cultural fit and ensure mutual excitement. From there well move quickly to an offer and discuss next steps.

We value efficiency and respect for your time so we aim to complete the process as quickly as possible. Our goal is to make this experience insightful and exciting for you just as much as it is for us. Regardless of the outcome we are committed to always providing feedback ensuring that you walk away with valuable insights from your experience with us.