Credit Officer Leveraged Finance

Would you like to work for one of the Worlds largest banks in an exciting dynamic and international environment

We are currently recruiting for a Credit Officer Leveraged Finance in Amsterdam.

About MUFG

Mitsubishi UFJ Financial Group Inc. (MUFG) is one of the worlds leading financial groups. Headquartered in Tokyo and with over 360 years of history MUFG has a global network with approximately 2000 locations in more than 40 countries. The Group has about 120000 employees and offers services including commercial banking trust banking securities credit cards consumer finance asset management and leasing. The Group aims to be the worlds most trusted financial group through close collaboration among our operating companies and flexibly respond to all of the financial needs of our customers serving society and fostering shared and sustainable growth for a better world. MUFGs shares trade on the Tokyo Nagoya and New York stock exchanges. For more information visit MUFG Bank (Europe) N.V.

MUFG Bank (Europe) N.V. (MBE) is a fully-owned subsidiary of MUFG Bank headquartered in Amsterdam. With offices throughout Europe our teams provide clients with comprehensive financing solutions spanning Coverage & Structured Finance Capital Markets and Transaction Banking using MUFGs global reach to provide bespoke solutions. With 73 green sustainability sustainability-linked and transition bond tranches in 2021 and 51 sustainability-linked loans in EMEA in 2021 MUFG is committed to supporting clients to achieve sustainable business growth.

Please visit our website for more information impact at MUFG

As part of our credit office team youll play a key role in safeguarding MUFGs credit portfolio while enabling sustainable growth. Youll assess credit proposals and ratings for Corporate & Structured Lending and Leveraged Finance transactions across Europe ensuring alignment with our risk appetite and regulatory standards. By developing deep insight into our portfolios youll make informed recommendations to senior management and contribute to a strong control environment. Your collaboration with colleagues across Credit Risk EMEA Risk Management and global MUFG functions will help maintain the integrity of our credit decisions and support our strategic ambitions.

Function positioning

Credit office is a 2nd line of defence function responsible for corporate banking credit for Japanese as well as non-Japanese corporates financial institutionsand sovereigns.

Its major functions are outlined as follows:

• Assessment and management of credit risks and related risks

• Monitoring reporting and early action

• Portfolio analysis and management

The role includes the following:

• Conduct detailed credit and rating analysis across assigned sectors and products including drafting credit papers applying rating methodologies and preparing comparative data (e.g. statistics graphs tables).

• Assess credit proposals objectively identifying key risk factors and providing clear recommendations for senior management approval.

• Challenge proposed transactions and credit recommendations to ensure a balanced approach between risk return and capital usage.

• Act as a credit counterpart to 1st line of defence sector leads relationship managers and product teams.

• Provide timely concise credit advice and briefings both written and verbal to senior stakeholders.

• Collaborate proactively with front-office teams on deal-specific and strategic matters identifying red flags and ensuring policy compliance.

• Work closely with MUFG credit divisions and the EMEA Credit Risk team to foster a unified one team approach.

• Support the development of MBEs credit risk framework including risk appetite portfolio monitoring and early warning systems.

• Assist senior credit leadership in shaping risk appetite frameworks and credit policies.

• Stay informed on market trends sector developments and financial/legal structures to anticipate risks and mitigate potential losses.

• Mentor junior colleagues and share technical expertise across allocated sectors and products.

• Maintain strong communication with business lines and other stakeholders to support strategic initiatives and client engagement.

• Contribute to cross-functional projects and internal forums providing expert credit risk input.

In order to be successful in the role you will need the following:

• Minimal 7 years of work experience in the financial services industry carrying out credit work for corporate and structured / leveraged finance.

• Understanding of regulatory requirements related to the credit sanctioning and monitoring process.

• Extensive knowledge of Corporate and Structured / Leveraged structures and related (LMA) documentation.

• In depth knowledge of credit and risk principles products derivatives and management

• Strong interpersonal skills. The role demands close liaison with other credit divisions front offices and senior management; pro-actively develop and maintain such relationships.

• Verbal and written communication skills in English is essential.

• Strong numerical skills and attention to detail and accuracy.

Personal requirements:

Integrity and Responsibility

• Balance Risk with Opportunity

• Customer Focus

• Demonstrate Global Perspective

Professionalism and Teamwork

• Drive For Results

• Collaborate and Build Partnerships

• Communicate Effectively and Professionally

Challenge Ourselves To Grow

• Influence and Inspire Others

• Lead Change & Seek Continuous Improvement

• Think Strategically

• Manage and Develop Talent

What do we have to offer:

We offer you a role in one of the largest banks of the world in a growing and international environment. You have various opportunities to develop yourself and we will support you with that by offering various training and development possibilities.

• We take into account your home situation and your ambitions and help you to balance work and private life.

• Monthly team events.

• To work in an ambitious international environment with colleagues from different countries and cultures who strive for the best.

Besides that we will offer you:

• Gross salary based on experience and consistent with the market

• 8% holiday allowance and 13th month payment.

• 30 vacation days per year. Optional you can buy 15 additional days.

• Commuting allowance based on annual public transport 2nd class most economical way or 023 per km with a max of 75 km one way.

• 500 net remote working compensation per day with a maximum of 6000 per month.

• Possibility to order a mobile phone (up to 800-)

• Possibility to order Office Equipments for the home office (up to 500-)

• Remote Working Policy i.e. Working From Home (WFH) and Remote Working in another Country.

• Bicycle plan (fiscal benefit)

• Company fitness (fiscal benefit)

• Mental health workshops and budget for external courses (i.e. Dutch language classes).

• Employee contribution towards Pension insurance (max 5% currently 2%) our pension scheme is based on a defined contribution scheme.

• Training & development possibilities paid by the bank

Additional information:

This position will be open for applications until October 15th 2025.

Acquisition in response to this vacancy is not appreciated.

The role is based in the Netherlands. All candidates need to be willing to relocate to the Netherlands. Internal employees will be supported in case of relocation.