Senior Debt Products Manager Commercial Real Estate Underwriter

Were building a relationship-oriented bank for the modern world. We need talented passionate professionals who are dedicated to doing whats right for our clients.

At CIBC we embrace your strengths and your ambitions so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC please visit

What youll be doing

The primary purpose of the position is to ensure objectives related to credit underwriting for new loan origination activities. The position is responsible for producing consistent new deal underwriting which analyzes presents and ultimately mitigates risk for any new credit that is being recommended for approval by US CRE. The position is ultimately accountable for all material presented throughout the loan origination life-cycle. The position will work in close collaboration with their assigned Client Management Asset Management and Debt Products teams. The role has both external and internal responsibilities including direct engagement with Syndications and Capital Markets amongst others. The position will have direct borrower interaction and will be responsible for maintaining the client-focused nature of the CRE business.

• Developing expertise in all aspects of the credit life cycle (i.e. underwriting loan presentations closing etc.)

• Accountable for accuracy of loan approval documents prepared

• Prepare materials present loan requests and field questions for transactions in a pre-screen format.

• Exercise non-credit approval authority up to approved limits

• Stay current on industry/market conditions ensuring policies procedures standards and guidelines (identification of emerging issues) remain up to date and adjust or recommend changes to procedures and standards as appropriate

• Recommend loan structure and appropriate risk ratings in collaboration with DP Team Lead

• Understand CIBC appetite/limit capacity for deal-specific attributes including business execution security HVCRE etc.

At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.

How youll succeed

• Compliance You will comply with all applicable Bank and industry policies guidelines and controls including ensuring that all mandatory training is completed.

• Risk Management You will gather review and critically assess third-party due diligence reports on a property such as property appraisals environmental assessments plan and cost reviews and construction cost consultant reports.

• Coordination You will work and collaborate with many different people/groups within the bank including Client Managers Asset Managers and Credit Risk Management.

• Experience - The ideal candidate will have a minimum of 10 years experience underwriting all property types of commercial real estate deals.

Who you are

• Youre a team player. You work productively with colleagues towards common goals.

• You are results oriented. You have a high degree of attention to detail with excellent interpersonal and relationship skills.

• Youre digitally savvy. You seek out innovative solutions and embrace evolving technologies. You can easily adapt to new tools and trends.

• You love to learn. Youre passionate about growing your knowledge and you know that there is no limit to what you can achieve.

• You understand that success is in the details. You notice things that others dont. Your critical thinking skills help to inform your decision making.

• You give meaning to data. You enjoy investigating complex problems and making sense of information. Youre confident in your ability to communicate detailed information in an impactful way

• Youre driven by collective success. You know that collaboration can transform a good idea into a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision to life.

• You have a degree/diploma in Business Administration Finance or Property Management.

• Values matter to you. You bring your real self to work and you live our values accountability.

At CIBC we offer a competitive total rewards package. This role has an expected salary range of $125000 - $175000 for the market based on experience qualifications and location of the position. The successful candidate may be eligible to participate in the relevant business units incentive compensation plan which may also include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employees needs; including Medical Dental Vision Health Savings Account Life Insurance Disability and Other Insurance Plans Paid Time Off (including Sick Leave Parental Leave and Vacation) Holidaysand 401(k) in addition to other special perks reserved for our team members.

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What CIBC Offers

At CIBC your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career rather than just a paycheck.

• We work to recognize you in meaningful personalized ways including a competitive salary incentive pay banking benefits a benefits program* a vacation offering wellbeing support and MomentMakers our social points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation please contact

• You need to be legally eligible to work at the location(s) specified above and where applicable must have a valid work or study permit.

• We may ask you to complete an attribute-based assessment and other skills tests (such as simulation coding MS Office). Our goal for the application process is to get to know more about you all that you have to offer and give you the opportunity to learn more about us.

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