Senior Risk Manager (mfd)
Senior Risk Manager (mfd)
Posted on :
30-09-2025
Employer Active
1 Vacancy
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Job Description
Your Mission
Together we work every day on customized solutions for large online retailers and marketplaces and design the payment solutions of tomorrow.
As aSenior Risk Manager (m/f/d)in our risk department you understand risk management as an area of tension between merchant satisfaction end customer satisfaction and risk doing so you prevent merchants their buyers and Ratepay from fraud and credit risk defaults and thus have a significant influence on our contribution margin.
Key Responsibilities:
As aSenior Risk Manager (m/f/d)in our risk department you understand risk management as an area of tension between merchant satisfaction end customer satisfaction and risk doing so you prevent merchants their buyers and Ratepay from fraud and credit risk defaults and thus have a significant influence on our contribution margin.
Key Responsibilities:
- Monitoring andsteeringkey performance indicators such as probabilities of defaults fraud rates and acceptance ratesarepart of your daily work.
- You continuouslyoptimizethe automated scoring process through risk analysesinPython and SQLinclosecollaboration withother teams likeData Science Business Analytics IT Commercial and Legal.
- You are the go-to partner for internal teams and merchants/partners when it comes to managing consumer risk. This involves evaluating risks in new product developments contributing risk insights to pricingcalculationsand supporting business growth through guidance on improving traffic quality and conversion performance.
- You specify the business requirements for the further development ofthesystemsand tools your department useas well asoptimizeprocesseswithin your teamin terms of scalability and operational excellence.
Thats What You Bring Along
- You have working experience in the ecommerce payment or banking industryandrelevant experience in credit- and/ or fraud risk management.
- Striving for operational excellence whilemaintaininga strategic holistic view and considering the impact of decisions on the team and stakeholders is part of your approach.
- Experience in cross functional work/projectsas well as dataanalysisskillsin SQL (advanced) andPython (beginner)complementyour profile.
- It is easy for you to communicateclearlyand effective with team members merchants/partnersandother departments in English(German is a plus).
Thats How Working With Us Will Be
Weremore than just a workplace werea vibrant community of innovators collaborators and visionaries who love what we do and reward those who work with us. Here your careerisntjust a opportunity to thrive learn and make a difference. Take a look at these greatpersonalisedbenefits of working a monthly basis you can choose between mobility fitness food training and much more.
- Flexible working hours
- Work remotely (EU for up to 4 weeks a year)
- 28 vacation days per annum.
- Financial security includingpension plan
- Monthly lunches
- Learning and development (Access to various self-development platforms such as language learning and skills enhancement
- Gym membershipor publictransportallowance
- Ratepawcommunity: Our office has a floor which isdog-friendly. So bring yourpawsomepet to work when needed.
Equal Opportunities & Diversity
We value our diversity and welcome everyone to our team. Regardless of ethnic and social background religious beliefs worldview gender sexual orientation physical and mental limitations age marital status educational background and nationality. With over 200 employees and 40 different nationalities we take our values seriously. These include ownership growth integrity collaboration customer centricity and inclusion.
About us
We dare to design the future of payments together. Born in the heart of Berlins fintech hub Ratepay has passionately crafted tomorrows payment solutions for over a decade.
Today were proud to be Europes leading white-label Buy Now Pay Later provider trusted by brands like Eurowings ZARA and PUMA.
Our success comes from teamwork openness and continuous improvement. We value shared goals over egos fostering a culture of courage commitment and warmth. Our dedicated team of 200 professionals powers the entire payment value chain - from integration to AI-driven risk management and dunning delivering tailored payment solutions for businesses across Germany Austria Switzerland and beyond.
At Ratepay we never stop improving our products our processes and ourselves.
Ready to transform commerce payments with us
Today were proud to be Europes leading white-label Buy Now Pay Later provider trusted by brands like Eurowings ZARA and PUMA.
Our success comes from teamwork openness and continuous improvement. We value shared goals over egos fostering a culture of courage commitment and warmth. Our dedicated team of 200 professionals powers the entire payment value chain - from integration to AI-driven risk management and dunning delivering tailored payment solutions for businesses across Germany Austria Switzerland and beyond.
At Ratepay we never stop improving our products our processes and ourselves.
Ready to transform commerce payments with us
Required Experience:
Manager
Employment Type
Full-Time
Key Skills
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