Business Banking Underwriter II

Amherst - USA

Yearly Salary: $ 60000 - 70000

Posted on: 30+ days ago

Vacancies: 1 Vacancy

Job Summary

Location:

4224 Ridge Lea Road - Amherst New York 14226

Underwriters analyze all types of credit information on both existing and prospective customers. They are responsible for evaluating the creditworthiness of borrowers to render a credit decision. The function typically includes new money requests renewals and amendments.

Essential Job Functions

Evaluate applicants credit needs financial strength and other background information to determine if request for credit is an acceptable risk.
Assess industry risk quality of management market position and overall business climate to estimate future loan repayment capacity of business.
Interpret cash flow balance sheet income statements and tax returns (both personal and business) to determine credit worthiness.
Use credit bureau data credit scoring models financial statements and relevant additional financial information to determine the degree of risk involved in extending credit.
Effectively communicate credit decisions to team members and internal clients (branches relationship managers etc.).
Comply with Key Bank internal policies applicable laws and regulations.

Required Qualifications

Bachelors Degree with a preferred focus on business course work or equivalent work experience.
Prior experience with commercial/small business lending is a plus
Familiarity with and understanding of traditional and automated commercial credit underwriting methodologies and their use is a plus
Commitment to Key core values: Teamwork Respect Accountability Integrity and Leadership.

COMPENSATION AND BENEFITS

This position is eligible to earn a base salary in the range of $60000 to $70000 annually depending on location and job-related factors such as level of experience. Compensation for this role also includes eligibility for short-term incentive compensation and deferred incentive compensation subject to individual and company performance.

Please click here for a list of benefits for which this position is eligible.

Job Posting Expiration Date: 10/03/2025 KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin disability or veteran status.

Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing

Location:4224 Ridge Lea Road - Amherst New York 14226Underwriters analyze all types of credit information on both existing and prospective customers. They are responsible for evaluating the creditworthiness of borrowers to render a credit decision. The function typically includes new money requests ...