Analyst – CIB Credit – Power & Renewables, TD Securities

Work Location:

Hours:

Line of Business:

Pay Detail:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

At TD Securities the CIB Credit function is an integral part of the full suite of services we offer under Investment Banking. Our Investment Banking professionals provide corporate and institutional clients with capital markets and banking advice and transaction executions worldwide.

TD Securities offers its U.S. based employees the advantage of working in a highly focused operation while being part of a major global investment dealer. Confidence in our U.S. operations systems stems from the recognition of our in-depth industry knowledge and from our outstanding credit structuring research and distribution capabilities.

At TD Securities you will continue to expand on your knowledge in the industry gaining valuable experience while you develop into a senior banker. You will be exposed to a wide variety of clients industries financing structures and products. You will also work in a team environment building your corporate and leveraged finance banking skills necessary to be successful in the industry.

Analyst CIB Credit - Power & Renewables

Analysts support our deal teams across multiple facets as we lead corporate and leveraged banking transactions and work closely with the Investment Banking team and clients on newly originated transactions and refinancing as well as with our debt capital markets equity capital markets syndication and risk management teams. Ideal candidates will demonstrate strong attention to detail responsiveness and a proactive attitude. Senior Bankers support training mentorship and advancement in the industry as you grow with our team.

In this capacity you will:

• Support the structuring of new credit transactions preparation of credit applications client development and transaction execution
• Conduct appropriate market industry and client research and risk analysis
• Work closely with Investment Banking and other product groups including Leveraged Finance Debt Capital Markets Equity Capital Markets Derivatives Cash Management and Foreign Exchange to ensure that cross sell opportunities are being developed and captured
• Assist Loan Syndications in preparing materials and providing information to lenders in the syndicate

Qualifications

• Relevant credit and industry experience preferred with a combination of strong financial/analytical skills and excellent verbal and written communication abilities
• Bachelors degree in Finance or Accounting preferred
• Well-organized and detail oriented
• Ability to work under pressure with tight deadlines and establish priorities with minimal supervision
• Proactive highly motivated and a team player
• Successful candidates must have the capacity to become adept at financial modeling and be able to work effectively in a team
• Enthusiasm for renewable energy and the clean energy transition

The Analyst - CIB Credit is responsible for conducting in-depth industry and financial analysis of existing and potential borrowers. This job works cooperatively to support the Lending and Credit functions of the Bank.

Depth & Scope

• Responsible for financial analysis of moderately complex loans/industries/Customers
• Works more independently but under the guidance and review of lead staff
• Good understanding of loan risk factors
• Researches industry specific information from outside sources which may include conversation with Borrowers industry publications area libraries references from other banks credit agencies as well as accessing information through the Internet
• Participates in Customer meetings and make direct inquiry for specific Customer information based on prior research experience and knowledge (may require travel at times)
• Integral part of loan origination process. Responsible for performing underwriting analysis of Borrowers character credit worthiness and financial condition
• Supports the lending function by providing analytical support
• Prepares insightful and timely approval memorandums for presentation to appropriate lending and credit authorities
• Thoroughly analyzes financial statements management profiles business and product cycles cash flow ability collateral agings etc. of future and existing Customers to identify trends measure performance assess financial strength and develop an assessment of credit risk
• May prepare complete written analysis with appropriate recommendations for approval denial and alternative structure when necessary
• May maintain credit files monitor data such as updated financial statements and prepare updated analysis memos
• Monitors compliance with regulatory requirements
• Provides written analysis that identifies any deviations from the Company Commercial Loan Policy and becomes familiar with alternative structures in order to reduce credit risk
• Achieves operational performance standards in quality and timeliness

Education & Experience:

• 4 year degree or equivalent experience
• 2 years related experience required
• Developed knowledge of credit and financial analysis techniques.
• Exhibits the ability to gather consolidate analyze and summarize data to provide well-considered recommendations on an increasingly independent basis.
• Strong oral and written communication skills.
• Strong analytical and research skills.
• Developed PC skills including demonstrated proficiency and capability in word processing and spreadsheet software.
• Ability to multi-task and meet deadlines.
• Ability to maintain the confidentiality of credit and Customer information.
• Good interpersonal skills and a team orientation.

Who We Are

TD Securities offers a wide range of capital markets products and services to corporate government and institutional clients who choose us for our innovation execution and experience. With more than 6500 professionals operating out of 40 cities across the globe we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues providing trusted advice and industry-leading insight extending access to global markets and delivering integrated transaction banking 2023 we acquired Cowen Inc. offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise while growing our strong diversified investment bank. We are growth-oriented people-focused and community-minded. As a team we work to deliver value for our clients every day.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g. eligibility for cash and/or equity incentive awards generally through participation in an incentive plan) and several other key plans such as health and well-being benefits savings and retirement programs paid time off (including Vacation PTO Flex PTO and Holiday PTO) banking benefits and discounts career development and reward and recognition. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin age disability status as a protected veteran or any other characteristic protected under applicable federal state or local law.

If you are an applicant with a disability and need accommodations to complete the application process please email TD Bank US Workplace Accommodations Program at . Include your full name best way to reach you and the accommodation needed to assist you with the applicant process.