Manager, Portfolio, Digital Lending BCB
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Job Location:
Monthly Salary:
Posted on:
20-08-2025
Vacancies:
1 Vacancy
Job Summary
Lead the portfolio management function for BCB focussing on reporting monitoring and management of BCB portfolios and various credit insights and analytics.
- Collections strategy management Jointly define the collections strategies for the scored lending portfolio (to be operationalised by the R&R teams) responsibility for resolution of various issues impacting ageing of the book and adjustment of collections strategy to meet targeted risk parameters.
- Credit digitization and re-engineering Provide input to support and drive the implementation of strategic initiatives and tactical solutions across the credit lifecycle to drive continuous improvement of procedures processes and systems. These may include development of new solutions automation of bespoke reports and development of bots to support routine repeat tasks.
- Lending strategy scenario planning and deployment support support various aspects of deployment of scored lending products including proposing lending parameters expert input on product papers ensuring adherence to credit governance requirements and go live testing.
- Originations and account management strategy review accuracy of and sign off application and behavioural scorecards prior to implementation monitor the implementation of scorecards and present refinements/ new scorecards for approval at the Credit Risk Management Committee (CRMC).
- Together with the Head of BCB Credit Maintain Credit Loss Ratio NPL% and impairment for the Scored Lending portfolio within budget. Support Business in increasing the uptake of prescored lending.
- Build and maintain credible relationships with internal and external stakeholders including management internal and external audit non-executives as well as peers within the industry.
Qualifications :
- First Degree in Business Studies or Statistics Computing Data Science or Economics or Mathematical Sciences form a recognised institution.
- 7-10 years proven experience in Credit Evaluation Portfolio Management and data analytics
- Experience in leading integrating and delivering client solutions through multi-disciplinary teams.
Additional Information :
Behavioural Competencies:
- Leading change
- Adopting Practical Approaches
- Interpreting Data
- Leading teams
- Checking Details
- Upholding Standards
- Providing Insights
Technical Competencies:
- Economic Capital Management
- Financial Acumen
- Knowledge of Banking & Financial Service
- Risk Acceptance
- Risk Identification
- Risk Response Strategy
- Risk/ Reward Thinking
Remote Work :
No
Employment Type :
Full-time
Key Skills
- Project / Program Management
- Project Portfolio Management
- Portfolio Management
- Credit Analysis
- Banking
- Pricing
- Analysis Skills
- Project Management
- Financial Analysis
- Budgeting
- Property Management
- Contracts
About Company
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients ... View more
