Industry: Real Estate
Job Summary:
The Head of Product and Business Development leads the creation management and growth of innovative financial products and services aligning with the companys strategic goals. This role drives market research business growth initiatives strategic partnerships and product innovation to enhance competitiveness and sustainable revenue.
Key Responsibilities
Product Development & Management
- Lead the full product lifecycle: ideation feasibility study design testing launch and performance monitoring.
- Improve existing products and services to meet customer needs and market trends.
- Ensure regulatory compliance and adherence to internal policies.
- Coordinate with IT Operations and Risk teams for system integration and process optimization.
Bancassurance Business Lead
- Develop and execute Bancassurance strategy.
- Build partnerships and negotiate agreements with insurers.
- Lead product design and delivery of customer-focused insurance solutions.
- Establish sales and distribution channels (branch digital agents).
- Ensure staff training compliance and regulatory adherence.
- Monitor performance (sales persistency profitability).
- Promote Bancassurance internally and externally.
Business Development & Growth
- Identify and pursue new business opportunities partnerships and alliances.
- Develop business models to enhance customer acquisition retention and profitability.
- Drive digital transformation and innovative delivery channels.
- Conduct feasibility studies for new ventures.
Market Research & Strategy
- Conduct competitor and market analysis to identify trends risks and opportunities.
- Recommend strategies to expand market share and customer outreach.
- Develop strategic business plans aligned with organizational goals.
Leadership & Team Management
- Build mentor and lead the Product and Business Development team.
- Foster cross-department collaboration for smooth project implementation.
- Prepare reports and presentations for the CEO and Board.
Main Requirements: