Head of Investment Product (US)

Work Location:

Hours:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Job Description:

The Head of Investment Product is responsible for formulating strategy that is required to build out the US product suite and its ongoing product management and development. This role leads the development and implementation of strategies plans policies client solutions and tools related to all US Wealth Management product offerings. This role uses change leadership capabilities demonstrated product management acumen and wealth industry experience that is specific to the US market.

Depth & Scope:

• Provides people management leadership by hiring the best talent setting goals developing staff managing employee performance and compensation decisions promoting teamwork and handling any/all disciplinary actions as required

• Formulates product shelf strategy and overall direction for the US Product portfolio to enable successful attraction of clients and advisors and consolidation of assets

• Responsible for defining the product line and sourcing solutions (build or buy) including portfolio pools models; alternatives etc.

• Delivers successful product launches (including coordination of training technology other functions and ongoing product support to the field)

• Directs and coordinates the development of the US Product features and benefits collaborating with other product groups distribution channels technology marketing and other specialist areas

• Monitors the external environment (competitors product or service offerings technology developments etc.) and provides thought-leadership to ensure the Wealth Management US offering remains industry-leading

• Keeps abreast of emerging issues trends and evolving regulatory requirements to identify new opportunities and assesses potential impacts

• Develops and manages productive internal and external relationships

• Ensures risk issues are identified mitigated and reported per enterprise policy / guidelines and ensures appropriate escalation processes are followed

• Builds for the future and provides people leadership

• Oversees people plans and strategies to attract motivate and retain a highly diverse qualified and engaged human resource base to fulfill current and future business needs

• Provides strategic direction and ownership in developing implementing and managing U.S. Wealths suite of investment products including investment management brokerage annuities (fixed indexed and variable) and structured products

• Manages investment management product including strategies and managers available on the platform

• Manages solicitation policy for all products and services

• Owns key vendor relationships with Envestnet Halo and MoneyGuidePro

• Owns and manages TD Automated Investing TDs robo-advisory program including client onboarding assets NAG revenue

• Directs and coordinates the development of the US Product features and benefits collaborating with other product groups distribution channels technology marketing and other specialist areas.

• Develops and manages the product development calendar and oversees the successful and seamless execution of deliverables

• Manages the identification of competitive offerings in the market and their strengths and weaknesses

• Prioritizes the presence and relative importance of key product deliverables

• Determines the methodology to quantify market analysis to look at internal measurements and product performance to determine how the product impacts the Company operations including product life cycle quality technical support marketing programs and sales support

• Oversees the creation of product roadmaps to illustrate the vision for the product

• Ensures the creation of scenarios to describe market problems and illustrate why product features/requirements are necessary

• Directs market research projects and recommends methods for growing existing markets and developing opportunities for customer products and services.

• Studies analyzes and reports on quality of service customer attitudes economic conditions and government controls with respect to their effect on sales of existing or proposed products and services

• Demonstrates effectiveness in creating and using conceptual frameworks to structure the develop insights into the consumer; as a result demonstrates a high level of analytical rigor in formulation of product insights

• Delivers financial results for the product/product suite via operation of all available levers: pricing margin volume etc. creates and delivers business cases to achieve strategic business results (acquisition retention customer experience engagement and market share)

• Maintains a culture of risk management and control supported by effective processes in alignment with risk appetite

• Ensures all products are in compliance and meet all regulatory requirements

Education & Experience:

• Undergraduate degree is required and Post Graduate degree is an asset

• 7 years of US product/investment industry knowledge

• Series 7 24 66 (or equivalent) FINRA Registrations

• Experience with the wealth industry and markets across segments coupled with strong product management experience

• Comprehensive knowledge of the design development implementation and profitability of product development and marketing in a financial/banking environment required

• Strong understanding of and experience with industry-leading investment platform vendors (i.e. Envestnet Pershing etc.)

• History of making an impact developing and executing on strategies and delivering superior results in both the short and long term

• Proven ability in leveraging deep subject matter expertise to develop and deploy a vision and align others to that vision

• Be known for providing creative thought leadership while also listening and engaging others to provide input in the shaping of that vision

• Powerful communicator who engages colleagues business partners external stakeholders and employees

• Skillful communication (written and verbal) negotiation and partnership skills to balance stakeholder input but remain objective to reach the right outcome - ability to stay resilient under pressure

• Demonstrated relationship building skills with a superior ability to make things happen through the use of positive influence

• Robust organizational skills with the ability to work in a fast paced environment and manage multiple deadlines and priorities

OCC:

• This position is with a FINRA member broker and/or dealer and is subject to the requirements of FINRA and Securities Laws. May (or may not) be a registered position under FINRA.

• Must be eligible for employment under standards established by FINRA. Subject to the investigation and verification requirements of FINRA Rule 3110(e) including: the Firms obligation to investigate the good character business reputation qualifications and experience of an applicant for registration before applying to register the applicant with FINRA and filing the applicants Form U4 with the CRD and before representing on the applicants Form U4 that it has conducted this investigation and verified the accuracy and completeness of the information contained in the applicants Form U4; and the Firms obligation to verify the accuracy and completeness of the information contained on the applicants Form U4 no later than 30 calendar days after the Form U4 is filed with FINRA.

• Satisfactory results on a criminal background check credit report check civil litigation search and regulatory agency or self-regulatory organization enforcement action search and statements/certification from job applicant regarding administrative civil and/or criminal findings by any government agency/authority or self-regulatory organization are required by federal law for this position.

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel Occasional

• International Travel Occasional

• Performing sedentary work Continuous

• Performing multiple tasks Continuous

• Operating standard office equipment - Continuous

• Responding quickly to sounds Occasional

• Sitting Continuous

• Standing Occasional

• Walking Occasional

• Moving safely in confined spaces Occasional

• Lifting/Carrying (under 25 lbs.) Occasional

• Lifting/Carrying (over 25 lbs.) Never

• Squatting Occasional

• Bending Occasional

• Kneeling Never

• Crawling Never

• Climbing Never

• Reaching overhead Never

• Reaching forward Occasional

• Pushing Never

• Pulling Never

• Twisting Never

• Concentrating for long periods of time Continuous

• Applying common sense to deal with problems involving standardized situations Continuous

• Reading writing and comprehending instructions Continuous

• Adding subtracting multiplying and dividing Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:
TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.

TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g. eligibility for cash and/or equity incentive awards generally through participation in an incentive plan) and several other key plans such as health and well-being benefits savings and retirement programs paid time off (including Vacation PTO Flex PTO and Holiday PTO) banking benefits and discounts career development and reward and recognition. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin age disability status as a protected veteran or any other characteristic protected under applicable federal state or local law.

If you are an applicant with a disability and need accommodations to complete the application process please email TD Bank US Workplace Accommodations Program at . Include your full name best way to reach you and the accommodation needed to assist you with the applicant process.