Compliance Manager, Card Program
Compliance Manager, Card Program
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Salary Not Disclosed
1 Vacancy
Job Description
Overview
As a Compliance Manager Card Program youll help drive Concora Credits Mission to enable customers to Do More with Credit every single day.
The impact youll have at Concora Credit:
Youll be responsible for managing the general-purpose card account origination compliance program by ensuring compliance with applicable consumer lending laws and regulations. The Compliance Manager is an experienced compliance professional who has a proven track record of managing card regulatory compliance within the financial services industry.
This position is located at our Beaverton OR office and has a hybrid schedule. Were onsite Monday through Wednesday.
We hire people not positions. Thats because at Concora Credit we put people first including our customers partners and Team Members. Concora Credit is guided by a single purpose: to help non-prime customers do more with credit. Today we have helped millions of customers access credit. Our industry leadership resilience and willingness to adapt ensure we can help our partners responsibly say yes to millions more. As a company grounded in entrepreneurship were looking to expand our team and are looking for people who foster innovation strive to make an impact and want to Do More! Were an established company with over 20 years of experience but now were taking things to the next level. Were seeking someone who wants to impact the business and play a pivotal role in leading the charge for change.
Responsibilities
As our Compliance Manager you will:
- Manage the general purpose card compliance program with a focus on credit card marketing underwriting product and account feature development and account acquisition channels.
- Detect regulatory compliance issues and ensure they are properly documented and escalated.
- Partner with business line management to identify solutions and risk mitigation strategies.
- Maintain a strong working knowledge of applicable federal and state laws and regulations including Fair Lending Reg Z Reg B Reg E BSA/AML UDAAP FCRA TILA ECOA FDCPA GLBA/Privacy MLA SCRA and other relevant federal and state requirements.
- Monitor for relevant regulatory updates and compliance trends to identify potential upstream risks and issues. Communicates opportunities to business line management to drive adjustments.
- Partner with the business line management in developing policies procedures processes standards and marketing material that meet regulatory requirements.
- Implement continual optimization to improve efficiency and effectiveness and ensure the program evolves with business growth and regulatory expectations.
These duties must be performed with or without reasonable accommodation.
We know experience comes in many forms and that many skills are transferable. If your experience is close to what were looking for consider applying. Diversity has made us the entrepreneurial and innovative company that we are today.
Qualifications
Requirements:
- Bachelors degree or equivalent experience
- At least 5 years of professional work in the financial services industry with a strong understanding of credit cards payments and consumer lending systems
- CRCM certification preferred
- Strong knowledge of consumer compliance regulations and risk assessments
- Demonstrated track record of execution and results
- Ability to problem solve based on strong analytical and technical skills and managing multiple and competing priorities
- Excellent written and oral communication skills
- Excellent decision-making problem-solving and judgment skills
- Ability to effectively interact with all levels of an organization
- Excellent organizational and prioritization skills.
Essential Functions:
The incumbent must meet work deadlines have regular attendance excellent oral and written communication skills good interpersonal skills ability to work with a team ability to multitask use a PC and a computer terminal. It requires access to all areas of the office and the ability to sit for extended periods of time periodically bending and twisting and frequent application of a negligible amount of force to lift carry push pull or otherwise move objects. The incumbent must be able to perform the essential functions of this position with or without reasonable accommodation. The Company will provide reasonable accommodation where necessary.
Key factors to success in this role:
- Critical Thinking: Has a thorough understanding of the regulatory environment applicable rules and regulations applicable to the area of responsibility. Understands the totality of the impact of a proposed solution and implements whats best for the company overall. Understands and clearly communicates the difference between regulatory requirements industry standards and business risk decisions.
- Leadership & People Management: Leads by example. Works collaboratively with colleagues in Compliance and in the company and strategic partners. Creates strong morale and spirit with his/her team. Shares wins and successes. Actions reflect a commitment to the success of Compliance. Provides timely objective and constructive feedback to management colleagues and staff. Solicits understands and accepts the perspective of others. Champions the development of diverse teams and leverages their strengths.
- Results Oriented & Accountability: Strong bias toward action. Owns successes and failures and those of the team and applies learning from both to the benefit of future efforts. Proactively provides relevant compliance advice and guidance. Manages resources to balance quality urgency and execution.
- Communication Skills: Excellent professional writing skills. Communications are clear concise and tailored to the audience. Influences others without relying on direct authority.
Whats In It For You:
- Medical Dental and Vision insurance for you and your family
- Relax and recharge with Paid Time Off (PTO)
- 6 company-observed paid holidays plus 3 paid floating holidays
- 401k(after 90 days) plus employer match up to 4%
- Pet Insurance for your furry family members
- Wellness perks including onsite fitness equipment at both locations EAP and access to the Headspace App
- We invest in your future through Tuition Reimbursement
- Save on taxes with Flexible Spending Accounts
- Peace of mind with Life and AD&D Insurance
- Protect yourself with company paid Long-Term Disability and voluntary Short-Term Disability
Concora Credit provides equal employment opportunities to all Team Members and applicants for employment and prohibits discrimination and harassment of any type without regard to race color religion age sex national origin disability status genetics protected veteran status sexual orientation gender identity or expression or any other characteristic protected by federal state or local laws.
Concora Credit Is an equal opportunity employer (EEO).
Please see the Concora Credit Privacy Policy for more information on how Concora Credit processes your personal information during the recruitment process and if applicable based on your location how you can exercise your privacy rights. If you have questions about this privacy notice or need to contact us in connection with your personal data including any requests to exercise your legal rights referred to at the end of this notice please contact .
Required Experience:
Manager
Employment Type
Full-Time
