Head, Business and Commercial Banking Credit, Africa Region & Offshore
Head, Business and Commercial Banking Credit, Africa Region & Offshore
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Salary Not Disclosed
1 Vacancy
Job Description
A strategic Risk leadership role to drive a Centrally organised and regional executed credit risk operating model across 14 African countries and Standard Bank Offshore working in partnership with senior Country regional and BCB business and Credit stakeholders. The operating model includes inter alia the setting of credit risk appetite aligned to strategic portfolio strategies and the development of in country capabilities to decision on credit and provide the necessary account management.
The individual will be appointed to the BCB Risk Executive Committee with the requirement to contribute to the strategic intent of the broader Risk function in BCB and will report to the Chief Risk Officer: BCB.
Three Regional Heads of Credit will report into the incumbent. The role is an office-based role in Johannesburg with the expectation that the individual will travel to markets in which BCB is represented.
Qualifications :
Type of Qualification: Post Graduate Degree
Field of Study: Commerce Law Engineering Actuarial
Experience Required
Credit Risk BCB
Risk & Corporate Affairs
More than 10 years
10 years plus experience including 5-7 years as a credit operations or portfolio manager in credit. Prior experience with portfolio management cash flow lending principles credit workflow management tools and automated decisioning technology recommended. An in-depth experience in building business capabilities in financial institutions risk management and strategic stakeholder relationships important with the aim of driving Business Strategy to drive better customer outcomes and financial results.
Additional Information :
Behavioural Competencies:
- Strong leadership quotient
- Attention to detail
- Relationship building at a senior level across cultures
- Building capabilities to drive outcomes with an impact at a customer level and financial level for BCB
- Challenging Ideas leading to constructive outcomes
- Developing and executing on strategies
- Driving and embracing Change
- Empowering Individuals to drive personal development and growth
- Making Impactful Decision driving better customer and financial outcomes
Technical Competencies:
- Exceptional financial literacy
- Credit Assessment & Approval
- Credit analytics
- Driving credit strategies on a forward-looking basis in a constantly evolving environment aligned to business strategy
- Distressed debt solutioning leading to better customer outcomes and reduced impairments
Please note: All our recruitment processes comply with the applicable local laws and regulations.
We will never ask for money or any form of payment as part of our recruitment process. If you experience this please contact our Fraud line on 27 or
Remote Work :
No
Employment Type :
Full-time
Employment Type
Full-time
