Financial Crime Risk Business Oversight Specialist (3743)

Work Location:

Hours:

Line of Business:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Job Description Summary

Act as key business oversight lead and provide expert/ specialized business guidance and 2nd line challenge and oversight to portfolios businesses and functions on development maintenance and implementation of all aspects of AML/ATF/Sanctions/ABAC compliance programs in line with the Banks risk appetite and strategic direction. As part of Issues management you will be responsible to
Track the statuses of open TD Securities AML Findings engaging with internal audit TDS business TDS Business Oversight team and other stakeholders to ensure the findings are progressing well within the findings lifecycle.
Prepare the monthly reporting for TDS open AML findings for reporting in various committees and reporting decks.
Manage milestone tracking for TDS issues for better monitoring and reporting on the risk issues and statuses of issues. Ensure TDS FCRM segment is aligned with the other FCRM pillars on the future Issues Management approach.
Data Accuracy Management; review issues to ensure accuracy of issue details(e.g. legal entities) and accurate mapping of taxonomy fields.
Issues Management Champion with knowledge of the Issues Management program and assist with the transition of the issues book of record to a new platform i.e. reviewing and challenging the design of the new platform testing etc. Update the Job Aid with issue management program developments.

Job Description:

CUSTOMER

• Provide expert/specialized regulatory compliance and prudential risk management guidance on AML/ATF /Sanctions/ABAC matters affecting covered TD businesses
• Proactively advise covered TD businesses of new and changed AML/ATF/ Sanctions/ABAC regulatory and/or policy requirements and articulate the impact to their processes and controls
• Contribute to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs
• Guide and partner with covered TD businesses through the development implementation oversight and management of effective AML/ATF/Sanctions/ABAC Compliance Programs
• Escalate and manage to resolution significant issues and events
• Represent FCRM on internal or external committees relating to designated business activities as required
• Deliver subject matter expertise and AML/ATF/Sanctions/ABAC guidance to business management including developing and maintaining management reporting and analysis

SHAREHOLDER

• Actively assist in developing and overseeing implementation of business line policies and procedures
• Collaborate with subject matter experts to develop and enhance methodologies for analyzing risk exposures of covered TD businesses
• Ensure respective programs/policies/practices are well managed meets business needs complies with internal and external requirements and aligns with business priorities
• Consistently exercise discretion in managing correspondence information and all matters of confidentiality; escalate issues where appropriate
• Supports the development of annual awareness training
• Protect the interests of the organization identify and manage risks and ensure the prompt and thorough resolution of escalated non-standard high-risk issues
• Actively manage relationships within and across various business lines corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
• Keep current on emerging issues trends and evolving regulatory requirements to and assess potential impacts
• Handle inquiries/requests from Internal Audit and regulators
• Maintain a culture of risk management and control supported by effective processes in alignment with risk appetite

EMPLOYEE / TEAM

• Participate fully as a member of the team support a positive work environment that promotes service to the business quality innovation and teamwork and ensure timely communication of issues/ points of interest
• Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business
• Participate in personal performance management and development activities including cross training within own team
• Contribute to team development of skills and capabilities through mentorship of others by sharing knowledge and experiences and leveraging best practices.
• Lead motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
• Contribute to a fair positive and equitable environment that supports a diverse workforce
• Act as a brand ambassador for your business area/function and the bank both internally and/or externally

BREADTH & DEPTH

• Senior specialist with AML/ATF/ Sanctions/ABAC expertise works independently and is accountable for managing a specialized AML/ATF/ Sanctions/ABAC function or area
• Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates
• Provides AML/ATF/ Sanctions/ABAC advice to a business as FCRM representative on a complex project or change initiative.
• Provide advanced analysis and/or specialized reporting to support business partners functional areas or centres of expertise
• Provide guidance and support to analysts on matters related to portfolio and speciality
• Expert knowledge of the business and operational functions supported
• Typically a subject matter expert for a key functional AML/ATF/ Sanctions/ABAC area and business requirements
• Contact for business management external/internal auditors dealing with non-routine information
• Manage / assist with regulatory reviews including inquiries audits and exams
• Deep knowledge and understanding of businesses / technology and organizational practices/ disciplines
• Identify and lead problem resolution for project/program complex requirements related issues at all levels
• Generally reports to a Senior Manager

EXPERIENCE & EDUCATION

• Undergraduate degree or equivalent work experience
• 7 years experience

Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.

TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):