Senior Manager, Regulatory Affairs

About the Role

Chime is seeking a Senior Manager of Regulatory Affairs to join our Legal and Compliance this role you will provide strategic leadership and sound judgment to foster strong regulatory relationships manage examinations effectively and ensure our compliance framework scales with Chimes continued growth. You will also be responsible for managing a team developing their professional expertise and ensuring high-quality execution across all regulatory activities. This is a high-impact role that supports our mission to serve millions of members by expanding access to financial products in a responsible compliant way.

The base salary offered for this role and level of experience will begin at $146610 and up to $207700. Full-time employees are also eligible for a bonus competitive equity package and benefits. The actual base salary offered may be higher depending on your location skills qualifications and experience.

In this role you can expect to

• Lead regulatory and bank examination processes from planning through response and remediation in coordination with Legal Finance Product Marketing Bank Partnerships Corporate Affairs and other cross-functional teams.
• Develop and maintain Chimes regulatory engagement strategy aligning with key business objectives and regulatory expectations.
• Manage and mentor a team providing ongoing coaching skills development and performance management to strengthen regulatory expertise and operational execution.
• Oversee all Chime and partner bank regulatory inquiries ensuring timely complete and accurate responses.
• Establish and evolve best practices for examination and inspection readiness including tools and internal protocols.
• Drive licensing strategy and execution including application renewal maintenance and expansion of state and federal licenses (e.g. lending money transmission).
  Stay current on regulatory changes and industry developments proactively adjusting strategies to support compliance and future growth.
• Partner cross-functionally with Compliance Legal Risk and Corporate Affairs to address emerging trends and advocate for Chimes regulatory positions.
• Represent Chime as the senior point of contact for regulatory agencies and bank partners during inquiries audits and examinations.

To thrive in this role you have

• Deep knowledge of consumer banking laws and regulations including those related to payments money transmission and credit activities and services.
• Experience managing regulatory oversight from the OCC FFIEC and state regulators in the context of consumer financial services.
  A track record of successfully navigating regulatory examinations and audits with strong cross-functional collaboration.
• Experience with maintaining state licenses in good standing as well as supporting federal registrations (e.g. FinCEN).
• Excellent project management and communication skills with the ability to build consensus and lead through influence.
• Strong judgment and the ability to escalate concerns appropriately and timely.
• Adaptability in fast-paced high-growth environments and comfort working through ambiguity.
• 7 years of relevant experience ideally within a financial services or fintech company with direct responsibility for regulatory relationships audits and licensing matters and managing teams.
• Bonus: Prior experience at a high-growth fintech startup is highly desirable.

#LI-Hybrid #LI-BE1

A little about us

At Chime we believe that everyone can achieve financial progress. We created Chimea financial technology company not a bank*on the premise that core banking services should be helpful transparent and free. Through our user-friendly tools and intuitive platforms we empower our members to take control of their finances and work towards their goals. Whether its starting a savings account purchasing a first car or home launching a business or pursuing higher education were proud to have helped millions unlock their financial potential.

Were a team of problem solvers dreamers and builders with one shared obsession: our members. From day one Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owners mindset to our work refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams our company and our members.

We believe in being bold dreaming big and taking risks while also working together embracing our diverse perspectives and giving each other honest feedback. Our culture remains deeply entrepreneurial encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission we must earn and keep peoples trustso we hold ourselves to the highest standards of integrity in everything we do. These arent just words on a wallour values are embedded in every aspect of our business serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we dontwho will

*Chime is a financial technology company not a bank. Banking services provided by The Bancorp Bank N.A. or Stride Bank N.A. Members FDIC.

What we offer for our full-time regular employees

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices plus team and company-wide events depending on location. Whether youre coming in regularly or are part of our fully remote program youll stay engaged with your work and teammates.**
• In-office perks including backup child elder and/or pet care plus a subsidized commuter benefit to support your regular commute**
• Competitive salary based on experience**
• 401k match** plus great medical dental vision life and disability benefits
• Generous vacation policy and company-wide Chime Days bonus company-wide paid days off**
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend to use towards eligible wellness related expenses
• Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to Maven a family planning tool with $15k lifetime reimbursement for egg freezing fertility treatments adoption and more.
• In-person and virtual events to connect with your fellow Chimersthink cooking classes guided meditations music festivals mixology classes paint nights etc. and delicious snack boxes too!**
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress**

**Perks also available to Chime Interns.

We know that great work cant be done without a diverse team and inclusive environment. Thats why we specifically look for individuals of varying strengths skills backgrounds and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race color ancestry religion sex national origin sexual orientation gender identity age marital or family status disability genetic information veteran status or any other legally protected basis under provincial federal state and local laws regulations or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws including the San Francisco Fair Chance Ordinance Cook County Ordinance NYC Fair Chance Act and the LA City Fair Chance Ordinance and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process please contact: .

To learn more about how Chime collects and uses your personal information during the application process please see theChime Applicant Privacy Notice.