Head of Asset Based Lending

Aldermore Group why we exist

Let us tell you a bit about us

Were Aldermore the award-winning bank trusted and highly rated by over a quarter of a million customers for more than a decade. With our range of specialist mortgages savings accounts and business finance solutions were backing more people to go for it.

We thrive by saying yes to our customers. We respect the ingenuity of entrepreneurs and their startups; we give first-timers a leg-up onto the property ladder; we open up the lending market to many; and thousands of customers chose Motonovo Finance every week to buy their next car van or motorbike.

This is where you come in. We are on a journey. A journey defined by a destination; to deliver on our purpose.

Let us tell you a bit about the opportunity

As Head of Asset Based Lending you will be responsible for defining and leading the strategic direction development and delivery of the Banks Asset Based Lending (ABL) proposition. This is a high-impact leadership role critical to driving commercial growth shaping the ABL product offering and ensuring excellence across origination underwriting and portfolio management. You will operate as a senior leader within the business engaging with key internal and external stakeholders leading a high-performing team and delivering tailored value-led lending solutions to corporate and mid-market clients.

What will your day look like

• Lead the strategic direction of the ABL business by defining and executing a clear roadmap aligned to the banks broader commercial finance goals while continuously evolving the proposition and routes to market.
• Act as a senior market-facing representative for the banks ABL offering building strong relationships with corporate clients intermediaries and internal stakeholders and supporting key strategic transactions as needed.
• Drive commercial performance while managing risk by overseeing portfolio quality ensuring alignment with credit appetite and maintaining high standards of governance and risk management.
• Collaborate across the organisation with senior leaders in Credit Legal Operations and Business Finance to ensure the seamless delivery of tailored ABL solutions.
• Influence and shape the banks ABL strategy by providing thought leadership on product design pricing and risk frameworks based on data-driven insight and deep sector expertise.
• Represent the bank in the market by staying abreast of industry trends regulatory changes and competitor activity and by actively participating in external events to enhance the banks ABL profile and market intelligence.

What do we expect from you

• Extensive leadership experience within Asset Based Lending corporate finance or structured lending with a strong track record of operating at a senior level in a commercial lending environment.
• Deep technical expertise in ABL products including receivables inventory plant & machinery and property-backed lending with a thorough understanding of how to structure and deliver complex deals.
• Proven success in driving portfolio growth originating new business opportunities and delivering outstanding client outcomes that support long-term relationships and business aspirations.
• Demonstrated ability to lead develop and inspire high-performing teams fostering a culture of collaboration accountability and continuous improvement.
• Strong stakeholder and relationship management skills with the ability to influence and communicate effectively at executive board and external partner levels.
• Sound understanding of credit risk legal frameworks and regulatory requirements within the UK lending market paired with a strategic mindset and results-oriented approach.

What can you expect from us

• A friendly and flexible culture the same as how we work with our customers.
• A growing organisation that means theres lots of opportunities to progress
• A drive for continuous improvement which you will be empowered to get behind from day one.
• And of course you will be rewarded competitively with a good range of core benefits and bonus potential.

Still curious

Join us and well make the same promises to you as a colleague as we do to each of our customers. Were committed to building a working environment that values respect diversity and compassion. We welcome people regardless of age disability gender identity marital status race faith or belief sexual orientation socioeconomic background and whether youre pregnant or on family leave.

Please note that we have a thorough referencing process which includes criminal record checks

We champion equality by supporting the exceptions to the rule and getting finance to where its needed.

We lend the money people save with us to people who want to get on in life; build businesses and create employment buy property for people to live and work in and purchase vehicles to move families and goods around.