Loans Platform Business Analyst

The Role:

We are seeking a dynamic and results-oriented professional with a strong analytical and strategic background to join our Loans Platform Business team. The Loans Platform Business Analyst is responsible for in-depth analysis of portfolio trends identifying opportunities for P&L optimization and translating complex data into actionable insights through advanced data visualization. The ideal candidate will possess a strong foundation in financial analysis a passion for data-driven decision-making and expertise in leveraging analytics to enhance portfolio returns while managing business risks.

What Youll Do:

• Data Analysis:
• Utilize standard and non-traditional analytical techniques to segment the loan portfolio analyze performance trends and predict potential credit risks and opportunities.
• Develop and maintain forecasting models to estimate portfolio growth losses and revenue.

Performance Reporting and Monitoring:

• Design develop and maintain dashboards and reports to monitor and effectively communicate portfolio performance key risk indicators and strategic insights to senior management.
• Monitor and analyze key performance indicators (KPIs) related to lending volumes conversion rates and investor requirements
• Prepare and present regular reports to stakeholders highlighting performance metrics and areas for improvement.
• Portfolio Strategy & Insights:
• Analyze datasets to uncover actionable insights and recommend program changes.
• Provide data-driven recommendations to inform program strategies and product optimization opportunities.
• Develop and implement optimization strategies to enhance the efficiency and effectiveness of the application funnel.

Support New Partnerships and Initiatives:

• Utilize influence and persuasion to garner support for business objectives revenue opportunities and execution plans.
• Collaborate with cross-functional teams to support the development and implementation of new partnerships and initiatives.
• Provide strategic guidance and support to ensure successful execution of approved projects.

What Youll Need:

• Bachelors degree in Business Administration Finance or related field; MBA or equivalent preferred.
• Minimum 3 years proven experience as a Portfolio Analyst Business Analyst Data Analyst or in a similar role within the lending or financial services industry.
• Demonstrated experience in P&L analysis and a strong understanding of the financial drivers of a lending portfolio.
• Advanced proficiency in data visualization tools such as Tableau and data analysis languages like SQL Python or R.
• Excellent communication and presentation skills with the ability to effectively convey complex ideas to diverse audiences.
• Strong analytical and quantitative skills with a proven ability to work with large and complex datasets.
• Excellent written and verbal communication skills with the ability to present complex data and insights to both technical and non-technical audiences.
• A strategic mindset with the ability to connect data analysis to business outcomes and strategic recommendations and a track record of driving results.
• Strong organizational skills with the ability to manage multiple projects and priorities in a dynamic fast-paced environment.
• Ability to work collaboratively across multiple functions including marketing engineering product management risk pricing finance and operations.
• Self-motivated and able to work independently in a fast-paced environment.

Nice To Have:

• Familiarity with financial modeling and forecasting techniques.
• Knowledge of regulatory requirements and compliance standards in the financial services industry.

Required Experience:

IC